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IF Bancorp (IF Bancorp) Capital Adequacy Tier - Total Capital Ratio % : 0.00% (As of Dec. 2023)


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What is IF Bancorp Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

The historical rank and industry rank for IF Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

IROQ's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

IF Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for IF Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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IF Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart

IF Bancorp Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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IF BancorpQuarterly Data
Trend Sep17 Dec17 Mar18 Sep18 Dec18 Mar19 Sep19 Dec19 Mar20 Sep20 Dec20 Mar21 Sep21 Dec21 Mar22 Sep22 Dec22 Mar23 Sep23 Dec23
Capital Adequacy Tier - Total Capital Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Competitive Comparison of IF Bancorp's Capital Adequacy Tier - Total Capital Ratio %

For the Banks - Regional subindustry, IF Bancorp's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IF Bancorp  (NAS:IROQ) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


IF Bancorp  (NAS:IROQ) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


IF Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of IF Bancorp's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


IF Bancorp (IF Bancorp) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » IF Bancorp Inc (NAS:IROQ) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
N/A
Address
201 East Cherry Street, Watseka, IL, USA, 60970
IF Bancorp Inc is a holding company. It is mainly engaged in the business of directing, planning, and coordinating the business activities of Iroquois Federal. The company with the association take deposits from the general public and invest those deposits together with funds generated from operations and borrowings in various loans such as multi-family residential and mortgage loans, commercial real estate loans, home equity lines of credit, consumer loans, others, and also a variety of deposit accounts and alternative delivery channels.
Executives
Thomas J Chamberlain officer: Vice President C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Richard Stenzinger director 201 E CHERRY STREET, WATSEKA IL 60970
Dennis C Wittenborn director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Linda L. Hamilton officer: EVP and COO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Terry W Acree officer: Vice President C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Rodney E Yergler director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Frank J Simutis director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Wayne A Lehmann director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Joseph A Cowan director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Hasselbring Walter H Iii officer: Vice President and COO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Alan D Martin director, officer: President and CEO C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Gary Martin director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Pamela J Verkler officer: VP, CFO and Treasurer C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
Ardith Heuton director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970
John D Martin director C/O IF BANCORP, INC., 201 EAST CHERRY STREET, WATSEKA IL 60970

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