Business Description
NSTS Bancorp Inc
NAICS : 551111
SIC : 6712
ISIN : US6293JP1094
Total Employee Number:
49Description
NSTS Bancorp Inc is a savings and loan holding company regulated Federal Reserve Board. The company was formed to serve as the North Shore Trust and Savings stock holding company. The Bank is a wholly-owned subsidiary of the company and operates as a traditional savings institution focused on serving the banking needs of customers in market area of Lake County, Illinois and adjacent communities.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.67 | |||||
Equity-to-Asset | 0.3 | |||||
Debt-to-Equity | 0.36 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.71 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 10.7 | |||||
3-Year FCF Growth Rate | 11.2 | |||||
3-Year Book Growth Rate | 2.9 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 79.56 | |||||
9-Day RSI | 74.71 | |||||
14-Day RSI | 72.79 | |||||
3-1 Month Momentum % | 0.55 | |||||
6-1 Month Momentum % | 12.69 | |||||
12-1 Month Momentum % | 17.61 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 3.1 | |||||
Shareholder Yield % | 5.08 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -0.41 | |||||
FCF Margin % | 137.52 | |||||
OCF Margin % | 137.98 | |||||
ROE % | -0.05 | |||||
ROA % | -0.02 | |||||
Years of Profitability over Past 10-Year | 2 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Price-to-Owner-Earnings | 102.46 | |||||
PS Ratio | 6.6 | |||||
PB Ratio | 0.87 | |||||
Price-to-Tangible-Book | 0.87 | |||||
Price-to-Free-Cash-Flow | 4.8 | |||||
Price-to-Operating-Cash-Flow | 4.78 | |||||
EV-to-Revenue | 5.22 | |||||
EV-to-FCF | 3.79 | |||||
Price-to-GF-Value | 0.95 | |||||
FCF Yield % | 19.48 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
NSTS Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 10.524 | ||
| EPS (TTM) ($) | -0.01 | ||
| Beta | 0.4704 | ||
| 3-Year Sharpe Ratio | 0.72 | ||
| 3-Year Sortino Ratio | 1.46 | ||
| Volatility % | 21.5 | ||
| 14-Day RSI | 72.79 | ||
| 14-Day ATR ($) | 0.040065 | ||
| 20-Day SMA ($) | 13.94336 | ||
| 12-1 Month Momentum % | 17.61 | ||
| 52-Week Range ($) | 10.72 - 14.14 | ||
| Shares Outstanding (Mil) | 5.25 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
NSTS Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
NSTS Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-11-13 | In 65 days | ||
| Second quarter earnings results for 2026 | 2026-08-14 | 13.82 (+0.07%) | ||
| General meeting for 2026 | 2026-05-27 10:00 | 13.77 (+0.36%) | ||
| First quarter earnings results for 2026 | 2026-05-14 | 13.64 (-0.51%) | ||
| Annual report for 2025 | 2026-03-27 | 11.80 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-11-13 | 10.97 (-0.63%) | ||
| Second quarter earnings results for 2025 | 2025-08-14 | 12.02 (-0.08%) | ||
| General meeting for 2025 | 2025-05-21 10:00 | 11.77 (+0.39%) | ||
| First quarter earnings results for 2025 | 2025-05-14 | 11.73 (-0.21%) | ||
| Annual report for 2024 | 2025-03-28 | 11.30 (-1.05%) |
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NSTS Bancorp Inc Frequently Asked Questions
What is NSTS Bancorp Inc(NSTS)'s stock price today?
The current price of NSTS is $14.14. The 52 week high of NSTS is $14.14 and 52 week low is $10.72.
When is next earnings date of NSTS Bancorp Inc(NSTS)?
The next earnings date of NSTS Bancorp Inc(NSTS) is 2026-11-13 Est..
Does NSTS Bancorp Inc(NSTS) pay dividends? If so, how much?
NSTS Bancorp Inc(NSTS) does not pay dividend.
Guru Commentaries on NAS:NSTS
Clark Street Value
Bullish
2025 Q2
What the manager wrote
NSTS Bancorp (NSTS) is a small converted thrift that recently passed its three-year cooling off period, making it a likely candidate for acquisition. The bank is significantly overcapitalized with a Tier 1 capital ratio of 23.11% and has a clean asset portfolio. Shareholders are advocating for a sale or merger, and management appears to be open to this idea. The tangible book value of approximately $15/share provides a solid floor, while NSTS currently trades at $12.25/share, indicating potential upside for investors if a transaction occurs.
Press Release
| Subject | Date | ||
|---|---|---|---|
| Shareholder Alert: Ademi LLP investigates whether NSTS Bancorp Inc. is obtaining a Fair Price for Public Shareholders | 2026-05-12 |
Articles on NSTS Bancorp Inc
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