Cembra Money Bank AG (FRA:GEH) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:GEH Cembra Money Bank AG FRA:GEH
54 GF Score
Price €99.50
GF Value €87.49
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Cembra Money Bank AG Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

FRA:GEH
54GF Score
Cembra Money Bank AG FRA:GEH
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Cembra Money Bank AG (FRA:GEH) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of €99.50 is trading 13.7% above its estimated GF Value™ of €87.49. GuruFocus considers Cembra Money Bank AG to be Modestly Overvalued.

Key valuation signals for FRA:GEH:

  • Cash Conversion Cycle:
  • GF Value™: €87.49 vs. price of €99.50 (13.7% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the FRA:GEH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
54GF Score

Get the complete analysis for FRA:GEH

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€99.50
Price
€87.49
GF Value