Unbanked (TSE:8746) Cash Conversion Cycle: 149.77 (As of Mar. 2026)


TSE:8746 Unbanked Inc TSE:8746
46 GF Score
Price 円107.00
GF Value 円434.03
Valuation Possible Value Trap
! 8 Warning Signs
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What is Unbanked Cash Conversion Cycle?

Unbanked TSE:8746 46 Cash Conversion Cycle is 149.77 as of Mar. 2026. GuruFocus rates TSE:8746 with a GF Score™ of 46/100 and a GF Value™ of 円434.03 (Possible Value Trap). The stock has 8 warning signs investors should review.

Cash Conversion Cycle is one of several measures of management effectiveness. It equals Days Sales Outstanding + Days Inventory - Days Payable.

Unbanked's Days Sales Outstanding for the six months ended in Mar. 2026 was 36.29.
Unbanked's Days Inventory for the six months ended in Mar. 2026 was 113.48.
Unbanked's Days Payable for the six months ended in Mar. 2026 was 0.
Therefore, Unbanked's Cash Conversion Cycle (CCC) for the six months ended in Mar. 2026 was 149.77.


Unbanked  (TSE:8746) Cash Conversion Cycle Explanation

Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.


Be Aware

CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.

The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.


Unbanked Cash Conversion Cycle Related Terms


Unbanked Cash Conversion Cycle Historical Data

* Premium members only.

The historical data trend for Unbanked's Cash Conversion Cycle can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unbanked Cash Conversion Cycle Chart

Unbanked Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cash Conversion Cycle
Get a 7-Day Free Trial Premium Member Only Premium Member Only 53.80 31.98 19.57 5.16 59.31

Unbanked Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cash Conversion Cycle Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 5.71 11.20 98.08 149.77

TSE:8746 vs MS, GS, SCHW: Cash Conversion Cycle Comparison

For the Capital Markets subindustry, Unbanked's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unbanked Cash Conversion Cycle vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Unbanked's Cash Conversion Cycle distribution charts can be found below:

* The bar in red indicates where Unbanked's Cash Conversion Cycle falls into.


TSE:8746
46GF Score
Unbanked Inc TSE:8746
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Unbanked Cash Conversion Cycle Calculation

Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.

Cash Conversion Cycle is one of several measures of management effectiveness.

Unbanked's Cash Conversion Cycle for the fiscal year that ended in Mar. 2026 is calculated as

Cash Conversion Cycle=Days Sales Outstanding +Days Inventory-Days Payable
=0.19+70.38-11.26
=59.31

Unbanked's Cash Conversion Cycle for the quarter that ended in Mar. 2026 is calculated as:

Cash Conversion Cycle=Days Sales Outstanding+Days Inventory-Days Payable
=36.29+113.48-0
=149.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Conversion Cycle →
What does a Cash Conversion Cycle of 149.77 mean?
Unbanked (TSE:8746) has a Cash Conversion Cycle of 149.77 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Unbanked and its competitors.
Is Unbanked's Cash Conversion Cycle too high?
Unbanked's current Cash Conversion Cycle is 149.77. The Capital Markets industry median Cash Conversion Cycle is 1.69. Unbanked's value of 149.77 is 8762.1% above this industry median. Overall, Unbanked has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Unbanked's Cash Conversion Cycle compare to MS and GS?
Unbanked's Cash Conversion Cycle of 149.77 can be compared against companies in the Capital Markets industry. The industry median Cash Conversion Cycle is 1.69. Unbanked's value of 149.77 is 8762.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Capital Markets company?
The median Cash Conversion Cycle among Capital Markets companies is 1.69, based on 640 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unbanked's current Cash Conversion Cycle of 149.77 is 8762.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Unbanked and its competitors. For the Capital Markets industry, the median Cash Conversion Cycle is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unbanked's current Cash Conversion Cycle is 149.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unbanked stock overvalued right now?
Based on GuruFocus' analysis, Unbanked (TSE:8746) is currently considered Possible Value Trap. The stock's GF Value™ is 円434.03, compared to a current price of 円107.00 — trading 75.3% below its estimated fair value. The current Cash Conversion Cycle is 149.77 and 8762.1% above the Capital Markets industry median of 1.69. Unbanked's overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Unbanked (TSE:8746), the current Cash Conversion Cycle is 149.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unbanked (TSE:8746) Overvalued in 2026?

Based on GuruFocus' analysis, Unbanked stock appears to be undervalued. The current stock price of 円107.00 is trading 75.3% below its estimated GF Value™ of 円434.03. GuruFocus considers Unbanked to be Possible Value Trap.

Key valuation signals for TSE:8746:

  • Cash Conversion Cycle: 149.77
  • GF Value™: 円434.03 vs. price of 円107.00 (75.3% below fair value)
  • GF Score™: 46/100 with 8 warning signs
  • Industry Position: 8762.1% above the Capital Markets median

No single metric tells the full story. See the TSE:8746 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unbanked Business Description

Address Ebisu First Square 9th Floor, 1-18-14 Ebisu, Shibuya-ku, Tokyo, JPN
Unbanked Inc provides commodity futures trading services. It trades for its own account and clients. It also engages in commodity fund business, foreign exchange trading and sale of precious metals.
46GF Score

Get the complete analysis for TSE:8746

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円107.00
Price
円434.03
GF Value