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Youzan TechnologyCHNVF 27 Cash Ratio is 0.23 as of Jun. 2026, which is at its 10-year median of 0.23. GuruFocus rates CHNVF with a GF Score™ of 27/100 and a GF Value™ of $0.20 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,814 Software companies, Youzan Technology ranks worse than 77.4% on this metric.
Youzan Technology has a Cash Ratio of 0.23. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Youzan Technology's Cash Ratio or its related term are showing as below:
CHNVF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.12 Med: 0.23 Max: 2.39
Current: 0.23
During the past 13 years, Youzan Technology's highest Cash Ratio was 2.39. The lowest was 0.12. And the median was 0.23.
CHNVF's Cash Ratio is ranked worse than 77.4% of 2814
companies
in the Software industry
Industry Median: 0.745
vs CHNVF: 0.23
Youzan Technology (OTCPK:CHNVF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Youzan Technology Cash Ratio Related Terms
Youzan Technology Cash Ratio Historical Data
* Premium members only.
The historical data trend for Youzan Technology's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Youzan Technology's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Youzan Technology Cash Ratio vs Software Industry
For the Software industry and Technology sector, Youzan Technology's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Youzan Technology's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Youzan Technology (CHNVF) has a Cash Ratio of 0.23 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Youzan Technology and its competitors. This is near median its historical median of 0.23. Over the past decade, Youzan Technology's Cash Ratio has ranged from 0.12 to 2.39. According to the industry distribution chart, Youzan Technology ranks #2178 out of 2814 companies in the Software industry, placing it in the top 77.4%.
Is Youzan Technology's Cash Ratio too high?
Youzan Technology's current Cash Ratio of 0.23 is near median its 10-year median of 0.23. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 2.39. The Software industry median Cash Ratio is 0.75. Youzan Technology's value of 0.23 is 69.1% below this industry median. Based on the distribution chart, Youzan Technology ranks #2178 out of 2814 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Youzan Technology has a GF Score™ of 27/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Youzan Technology's Cash Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Youzan Technology ranks #2178 out of 2814 companies for Cash Ratio. This places Youzan Technology in the lower half of its industry. The industry median Cash Ratio is 0.75. Youzan Technology's value of 0.23 is 69.1% below this benchmark. Historically, Youzan Technology's own Cash Ratio has ranged from 0.12 to 2.39 over the past decade. While the company's 10-year median is 0.23 vs. the industry median of 0.75, Youzan Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.75, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Youzan Technology's current Cash Ratio of 0.23 is 69.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Youzan Technology and its competitors. For the Software industry, the median Cash Ratio is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Youzan Technology's current Cash Ratio is 0.23, which is near median its own 10-year median of 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youzan Technology stock overvalued right now?
Based on GuruFocus' analysis, Youzan Technology (CHNVF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.20, compared to a current price of $0.13 — trading 35.7% below its estimated fair value. The current Cash Ratio is 0.23, which is near median its 10-year median of 0.23 and 69.1% below the Software industry median of 0.75. Youzan Technology's overall GF Score™ is 27/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Youzan Technology (CHNVF), the current Cash Ratio is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Youzan Technology (CHNVF) Overvalued in 2026?
Based on GuruFocus' analysis, Youzan Technology stock appears to be undervalued.
The current stock price of $0.13 is trading 35.7% below its estimated GF Value™ of $0.20.
GuruFocus considers Youzan Technology to be Significantly Overvalued.
Key valuation signals for CHNVF:
Cash Ratio: 0.23 (near median its 10-year median of 0.23)
GF Value™: $0.20 vs. price of $0.13 (35.7% below fair value)
Industry Position: 69.1% below the Software median (#2178 of 2814)
No single metric tells the full story. See the CHNVF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Youzan Technology Ltd formerly China Youzan Ltd is an investment holding company. The firm operates in the following segments: Third-party payment services, Merchant services, and others. The business activity of the organization generally functions through one geographical region, which is China and it derives the majority of its revenue from the merchant services segment, which engages in the provision of a variety of SaaS products and comprehensive services in China. The company offers a variety of cloud-based commerce services to merchants through subscription solutions, and a suite of SaaS products. Geographically, it operates in the PRC, Canada, USA and Japan, of which it derives maximum revenue from the PRC.
27GF Score
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