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Carter'sCRI -4.08%71 Cash Ratio is 1.09 as of Mar. 2026, which is 76% above its 10-year median of 0.62. GuruFocus rates CRI with a GF Score™ of 71/100 and a GF Value™ of $57.86 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 1,110 Retail - Cyclical companies, Carter's ranks better than 81.26% on this metric.
Carter's has a Cash Ratio of 1.09. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Carter's's Cash Ratio or its related term are showing as below:
CRI'
s Cash Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.62 Max: 1.78
Current: 1.09
During the past 13 years, Carter's's highest Cash Ratio was 1.78. The lowest was 0.22. And the median was 0.62.
CRI's Cash Ratio is ranked better than 81.26% of 1110
companies
in the Retail - Cyclical industry
Industry Median: 0.355
vs CRI: 1.09
Carter's (NYSE:CRI) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Carter's Cash Ratio Related Terms
Carter's Cash Ratio Historical Data
* Premium members only.
The historical data trend for Carter's's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Apparel Retail subindustry, Carter's's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Carter's Cash Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Carter's's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Carter's's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Carter's (CRI) has a Cash Ratio of 1.09 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Carter's and its competitors. This is 76% above median its historical median of 0.62. Over the past decade, Carter's' Cash Ratio has ranged from 0.22 to 1.78. According to the industry distribution chart, Carter's ranks #208 out of 1110 companies in the Retail - Cyclical industry, placing it in the top 18.7%.
Is Carter's' Cash Ratio too high?
Carter's' current Cash Ratio of 1.09 is 76% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.78. The Retail - Cyclical industry median Cash Ratio is 0.36. Carter's' value of 1.09 is 207% above this industry median. Based on the distribution chart, Carter's ranks #208 out of 1110 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Carter's has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Carter's' Cash Ratio compare to BKE and SFIX?
According to the Retail - Cyclical industry distribution chart, Carter's ranks #208 out of 1110 companies for Cash Ratio. This places Carter's in the top 19% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.36. Carter's' value of 1.09 is 207% above this benchmark. Historically, Carter's' own Cash Ratio has ranged from 0.22 to 1.78 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.36, Carter's has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Cyclical company?
The median Cash Ratio among Retail - Cyclical companies is 0.36, based on 1,110 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Carter's's current Cash Ratio of 1.09 is 207% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Carter's and its competitors. For the Retail - Cyclical industry, the median Cash Ratio is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Carter's's current Cash Ratio is 1.09, which is 76% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter's stock overvalued right now?
Based on GuruFocus' analysis, Carter's (CRI) is currently considered Significantly Undervalued. The stock's GF Value™ is $57.86, compared to a current price of $38.10 — trading 34.2% below its estimated fair value. The current Cash Ratio is 1.09, which is 76% above median its 10-year median of 0.62 and 207% above the Retail - Cyclical industry median of 0.36. Carter's' overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Carter's (CRI), the current Cash Ratio is 1.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Carter's (CRI) Overvalued in 2026?
Based on GuruFocus' analysis, Carter's stock appears to be undervalued.
The current stock price of $38.10 is trading 34.2% below its estimated GF Value™ of $57.86.
GuruFocus considers Carter's to be Significantly Undervalued.
Key valuation signals for CRI:
Cash Ratio: 1.09 (76% above median its 10-year median of 0.62)
GF Value™: $57.86 vs. price of $38.10 (34.2% below fair value)
Industry Position: 207% above the Retail - Cyclical median (#208 of 1110)
No single metric tells the full story. See the CRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Carter's Inc makes apparel for babies and children under brand names including Carter's and OshKosh B'gosh. It sells its products through a multi-channel business model, which includes retail stores, eCommerce, and wholesale sales channels, as well as retail omnichannel capabilities in the United States and Canada, which enables it to reach a broad range of consumers around the world. The company operates in three segments; U.S. Retail, U.S. Wholesale, and International. The majority of revenue is derived from U.S. Wholesale segment. The company predominantly sources products through contract manufacturers in Asia. It has multiple distribution centers in the U.S., in addition to distribution centers in Canada and Asia that serve international customers.
71GF Score
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