HCMA (HCM III Acquisition) Cash Ratio: 0.92 (As of Mar. 2026) — 40% Below Median

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HCMA HCM III Acquisition Corp HCMA
13 GF Score
Price $10.32
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What is HCM III Acquisition Cash Ratio?

HCM III Acquisition HCMA 13 Cash Ratio is 0.92 as of Mar. 2026, which is 40% below its 10-year median of 1.53. GuruFocus rates HCMA with a GF Score™ of 13/100. Among 455 Diversified Financial Services companies, HCM III Acquisition ranks worse than 61.54% on this metric.

The Cash Ratio measures a company’s ability to meet its short-term obligations with cash and near-cash resources. It is calculated as a company's Cash, Cash Equivalents, Marketable Securities divides by its Total Current Liabilities. HCM III Acquisition's Cash Ratio for the quarter that ended in Mar. 2026 was 0.92.

HCM III Acquisition has a Cash Ratio of 0.92. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.

The historical rank and industry rank for HCM III Acquisition's Cash Ratio or its related term are showing as below:

HCMA' s Cash Ratio Range Over the Past 10 Years
Min: 0.92   Med: 1.53   Max: 9.96
Current: 0.92

During the past 1 years, HCM III Acquisition's highest Cash Ratio was 9.96. The lowest was 0.92. And the median was 1.53.

HCMA's Cash Ratio is ranked worse than
61.54% of 455 companies
in the Diversified Financial Services industry
Industry Median: 2.7 vs HCMA: 0.92

HCM III Acquisition  (NAS:HCMA) Cash Ratio Explanation

The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.

The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.

In general, the higher the cash ratio, the better the company's liquidity position.


HCM III Acquisition Cash Ratio Related Terms


HCM III Acquisition Cash Ratio Historical Data

* Premium members only.

The historical data trend for HCM III Acquisition's Cash Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HCM III Acquisition Cash Ratio Chart

HCM III Acquisition Annual Data
Trend Dec25
Cash Ratio
1.53

HCM III Acquisition Quarterly Data
Apr25 Sep25 Dec25 Mar26
Cash Ratio 0.00 9.96 1.53 0.92

HCMA vs SBXE, IPFX, BLZR: Cash Ratio Comparison

For the Shell Companies subindustry, HCM III Acquisition's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HCM III Acquisition Cash Ratio vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, HCM III Acquisition's Cash Ratio distribution charts can be found below:

* The bar in red indicates where HCM III Acquisition's Cash Ratio falls into.


HCMA
13GF Score
HCM III Acquisition Corp HCMA
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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HCM III Acquisition Cash Ratio Calculation

The Cash Ratio measures a company's ability to meet its short-term obligations with its cash and near-cash resources.

HCM III Acquisition's Cash Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Cash Ratio (A: Dec. 2025 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=1.015/0.665
=1.53

HCM III Acquisition's Cash Ratio for the quarter that ended in Mar. 2026 is calculated as:

Cash Ratio (Q: Mar. 2026 )=Cash, Cash Equivalents, Marketable Securities/Total Current Liabilities
=0.83/0.902
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash Ratio →
What does a Cash Ratio of 0.92 mean?
HCM III Acquisition (HCMA) has a Cash Ratio of 0.92 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on HCM III Acquisition and its competitors. This is 40% below median its historical median of 1.53. Over the past decade, HCM III Acquisition's Cash Ratio has ranged from 0.92 to 9.96. According to the industry distribution chart, HCM III Acquisition ranks #280 out of 455 companies in the Diversified Financial Services industry, placing it in the top 61.5%.
Is HCM III Acquisition's Cash Ratio too high?
HCM III Acquisition's current Cash Ratio of 0.92 is 40% below median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 9.96. The Diversified Financial Services industry median Cash Ratio is 2.70. HCM III Acquisition's value of 0.92 is 65.9% below this industry median. Based on the distribution chart, HCM III Acquisition ranks #280 out of 455 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, HCM III Acquisition has a GF Score™ of 13/100, reflecting its overall financial health beyond just this single metric.
How does HCM III Acquisition's Cash Ratio compare to SBXE and IPFX?
According to the Diversified Financial Services industry distribution chart, HCM III Acquisition ranks #280 out of 455 companies for Cash Ratio. This places HCM III Acquisition in the lower half of its industry. The industry median Cash Ratio is 2.70. HCM III Acquisition's value of 0.92 is 65.9% below this benchmark. Historically, HCM III Acquisition's own Cash Ratio has ranged from 0.92 to 9.96 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 2.70, HCM III Acquisition has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Diversified Financial Services company?
The median Cash Ratio among Diversified Financial Services companies is 2.70, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HCM III Acquisition's current Cash Ratio of 0.92 is 65.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on HCM III Acquisition and its competitors. For the Diversified Financial Services industry, the median Cash Ratio is 2.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HCM III Acquisition's current Cash Ratio is 0.92, which is 40% below median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HCM III Acquisition stock overvalued right now?
HCM III Acquisition (HCMA) has a current Cash Ratio of 0.92. The current Cash Ratio is 0.92, which is 40% below median its 10-year median of 1.53 and 65.9% below the Diversified Financial Services industry median of 2.70. HCM III Acquisition's overall GF Score™ is 13/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For HCM III Acquisition (HCMA), the current Cash Ratio is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

HCM III Acquisition Business Description

Address 85 Washington Street, Norwalk, CT, USA, 06854
HCM III Acquisition Corp is a blank check company.
13GF Score

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$10.32
Price