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Insteel IndustriesIIIN +3.26%64 Cash Ratio is 0.29 as of Jun. 2026, which is 69% below its 10-year median of 0.94. GuruFocus rates IIIN with a GF Score™ of 64/100 and a GF Value™ of $38.19 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 3,033 Industrial Products companies, Insteel Industries ranks worse than 68.61% on this metric.
Insteel Industries has a Cash Ratio of 0.29. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Insteel Industries's Cash Ratio or its related term are showing as below:
IIIN'
s Cash Ratio Range Over the Past 10 Years
Min: 0.01 Med: 0.94 Max: 2.72
Current: 0.29
During the past 13 years, Insteel Industries's highest Cash Ratio was 2.72. The lowest was 0.01. And the median was 0.94.
IIIN's Cash Ratio is ranked worse than 68.61% of 3033
companies
in the Industrial Products industry
Industry Median: 0.52
vs IIIN: 0.29
Insteel Industries (NYSE:IIIN) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Insteel Industries Cash Ratio Related Terms
Insteel Industries Cash Ratio Historical Data
* Premium members only.
The historical data trend for Insteel Industries's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Metal Fabrication subindustry, Insteel Industries's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insteel Industries Cash Ratio vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Insteel Industries's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Insteel Industries's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insteel Industries (IIIN) has a Cash Ratio of 0.29 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Insteel Industries and its competitors. This is 69% below median its historical median of 0.94. Over the past decade, Insteel Industries' Cash Ratio has ranged from 0.01 to 2.72. According to the industry distribution chart, Insteel Industries ranks #2081 out of 3033 companies in the Industrial Products industry, placing it in the top 68.6%.
Is Insteel Industries' Cash Ratio too high?
Insteel Industries' current Cash Ratio of 0.29 is 69% below median its 10-year median of 0.94. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 2.72. The Industrial Products industry median Cash Ratio is 0.52. Insteel Industries' value of 0.29 is 44.2% below this industry median. Based on the distribution chart, Insteel Industries ranks #2081 out of 3033 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Insteel Industries has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insteel Industries' Cash Ratio compare to TG and MEC?
According to the Industrial Products industry distribution chart, Insteel Industries ranks #2081 out of 3033 companies for Cash Ratio. This places Insteel Industries in the lower half of its industry. The industry median Cash Ratio is 0.52. Insteel Industries' value of 0.29 is 44.2% below this benchmark. Historically, Insteel Industries' own Cash Ratio has ranged from 0.01 to 2.72 over the past decade. While the company's 10-year median is 0.94 vs. the industry median of 0.52, Insteel Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Industrial Products company?
The median Cash Ratio among Industrial Products companies is 0.52, based on 3,033 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insteel Industries's current Cash Ratio of 0.29 is 44.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Insteel Industries and its competitors. For the Industrial Products industry, the median Cash Ratio is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insteel Industries's current Cash Ratio is 0.29, which is 69% below median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insteel Industries stock overvalued right now?
Based on GuruFocus' analysis, Insteel Industries (IIIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $38.19, compared to a current price of $31.00 — trading 18.8% below its estimated fair value. The current Cash Ratio is 0.29, which is 69% below median its 10-year median of 0.94 and 44.2% below the Industrial Products industry median of 0.52. Insteel Industries' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Insteel Industries (IIIN), the current Cash Ratio is 0.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insteel Industries (IIIN) Overvalued in 2026?
Based on GuruFocus' analysis, Insteel Industries stock appears to be undervalued.
The current stock price of $31.00 is trading 18.8% below its estimated GF Value™ of $38.19.
GuruFocus considers Insteel Industries to be Modestly Undervalued.
Key valuation signals for IIIN:
Cash Ratio: 0.29 (69% below median its 10-year median of 0.94)
GF Value™: $38.19 vs. price of $31.00 (18.8% below fair value)
Industry Position: 44.2% below the Industrial Products median (#2081 of 3033)
No single metric tells the full story. See the IIIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insteel Industries Inc produces and sells prestressed concrete strand (PC strand) and welded wire reinforcement (WWR). PC strand, a high-strength seven-wire cable, is used to strengthen precast concrete in structures like bridges, parking decks, and buildings, enabling longer spans and slimmer designs. WWR includes engineered structural mesh for primary reinforcement, concrete pipe reinforcement for drainage and sewage systems, and standard WWR for crack control in residential and light commercial construction. The company serves markets in the United States and internationally, with the majority of revenue generated in the United States.
64GF Score
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