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Insteel IndustriesIIIN -1.81%82 Cash-to-Debt is 8.90 as of Jun. 2026, which is 77% below its 10-year median of 38.57. GuruFocus rates IIIN with a GF Score™ of 82/100 and a GF Value™ of $39.15 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 3,057 Industrial Products companies, Insteel Industries ranks better than 76.77% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Insteel Industries's cash to debt ratio for the quarter that ended in Jun. 2026 was 8.90.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Insteel Industriescould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Insteel Industries's Cash-to-Debt or its related term are showing as below:
IIIN'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09 Med: 38.57 Max: No Debt
Current: 8.9
During the past 13 years, Insteel Industries's highest Cash to Debt Ratio was No Debt. The lowest was 0.09. And the median was 38.57.
IIIN's Cash-to-Debt is ranked better than 76.77% of 3057
companies
in the Industrial Products industry
Industry Median: 1.13
vs IIIN: 8.90
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Insteel Industries Cash-to-Debt Related Terms
Insteel Industries Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Insteel Industries's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Metal Fabrication subindustry, Insteel Industries's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insteel Industries Cash-to-Debt vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Insteel Industries's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Insteel Industries's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insteel Industries (IIIN) has a Cash-to-Debt of 8.90 as of Jun. 2026. This is 77% below median its historical median of 38.57. Over the past decade, Insteel Industries' Cash-to-Debt has ranged from 0.09 to 10,000.00. According to the industry distribution chart, Insteel Industries ranks #710 out of 3057 companies in the Industrial Products industry, placing it in the top 23.2%.
Is Insteel Industries' Cash-to-Debt too high?
Insteel Industries' current Cash-to-Debt of 8.90 is 77% below median its 10-year median of 38.57. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 10,000.00. The Industrial Products industry median Cash-to-Debt is 1.13. Insteel Industries' value of 8.90 is 687.6% above this industry median. Based on the distribution chart, Insteel Industries ranks #710 out of 3057 companies in the Industrial Products industry, which is in the top quartile — a strong position relative to peers. Overall, Insteel Industries has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insteel Industries' Cash-to-Debt compare to MEC and TG?
According to the Industrial Products industry distribution chart, Insteel Industries ranks #710 out of 3057 companies for Cash-to-Debt. This places Insteel Industries in the top 23% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 1.13. Insteel Industries' value of 8.90 is 687.6% above this benchmark. Historically, Insteel Industries' own Cash-to-Debt has ranged from 0.09 to 10,000.00 over the past decade. While the company's 10-year median is 38.57 vs. the industry median of 1.13, Insteel Industries has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Industrial Products company?
The median Cash-to-Debt among Industrial Products companies is 1.13, based on 3,057 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insteel Industries's current Cash-to-Debt of 8.90 is 687.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Industrial Products industry, the median Cash-to-Debt is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insteel Industries's current Cash-to-Debt is 8.90, which is 77% below median its own 10-year median of 38.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insteel Industries stock overvalued right now?
Based on GuruFocus' analysis, Insteel Industries (IIIN) is currently considered Modestly Undervalued. The stock's GF Value™ is $39.15, compared to a current price of $30.17 — trading 23% below its estimated fair value. The current Cash-to-Debt is 8.90, which is 77% below median its 10-year median of 38.57 and 687.6% above the Industrial Products industry median of 1.13. Insteel Industries' overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Insteel Industries (IIIN), the current Cash-to-Debt is 8.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insteel Industries (IIIN) Overvalued in 2026?
Based on GuruFocus' analysis, Insteel Industries stock appears to be undervalued.
The current stock price of $30.17 is trading 23% below its estimated GF Value™ of $39.15.
GuruFocus considers Insteel Industries to be Modestly Undervalued.
Key valuation signals for IIIN:
Cash-to-Debt: 8.90 (77% below median its 10-year median of 38.57)
GF Value™: $39.15 vs. price of $30.17 (23% below fair value)
Industry Position: 687.6% above the Industrial Products median (#710 of 3057)
No single metric tells the full story. See the IIIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insteel Industries Inc produces and sells prestressed concrete strand (PC strand) and welded wire reinforcement (WWR). PC strand, a high-strength seven-wire cable, is used to strengthen precast concrete in structures like bridges, parking decks, and buildings, enabling longer spans and slimmer designs. WWR includes engineered structural mesh for primary reinforcement, concrete pipe reinforcement for drainage and sewage systems, and standard WWR for crack control in residential and light commercial construction. The company serves markets in the United States and internationally, with the majority of revenue generated in the United States.
82GF Score
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