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Kernel HoldingKARNF 64 Cash Ratio is 0.94 as of Mar. 2026, which is 88% above its 10-year median of 0.50. GuruFocus rates KARNF with a GF Score™ of 64/100 and a GF Value™ of $3.54. The stock has 1 warning sign investors should review. Among 302 Retail - Defensive companies, Kernel Holding ranks better than 79.47% on this metric.
Kernel Holding has a Cash Ratio of 0.94. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Kernel Holding's Cash Ratio or its related term are showing as below:
KARNF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.14 Med: 0.5 Max: 1.19
Current: 0.94
During the past 13 years, Kernel Holding's highest Cash Ratio was 1.19. The lowest was 0.14. And the median was 0.50.
KARNF's Cash Ratio is ranked better than 79.47% of 302
companies
in the Retail - Defensive industry
Industry Median: 0.29
vs KARNF: 0.94
Kernel Holding (OTCPK:KARNF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Kernel Holding Cash Ratio Related Terms
Kernel Holding Cash Ratio Historical Data
* Premium members only.
The historical data trend for Kernel Holding's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Food Distribution subindustry, Kernel Holding's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kernel Holding Cash Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, Kernel Holding's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Kernel Holding's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kernel Holding (KARNF) has a Cash Ratio of 0.94 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Kernel Holding and its competitors. This is 88% above median its historical median of 0.50. Over the past decade, Kernel Holding's Cash Ratio has ranged from 0.14 to 1.19. According to the industry distribution chart, Kernel Holding ranks #62 out of 302 companies in the Retail - Defensive industry, placing it in the top 20.5%.
Is Kernel Holding's Cash Ratio too high?
Kernel Holding's current Cash Ratio of 0.94 is 88% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.14 to a high of 1.19. The Retail - Defensive industry median Cash Ratio is 0.29. Kernel Holding's value of 0.94 is 224.1% above this industry median. Based on the distribution chart, Kernel Holding ranks #62 out of 302 companies in the Retail - Defensive industry, which is in the top quartile — a strong position relative to peers. Overall, Kernel Holding has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does Kernel Holding's Cash Ratio compare to SYY and USFD?
According to the Retail - Defensive industry distribution chart, Kernel Holding ranks #62 out of 302 companies for Cash Ratio. This places Kernel Holding in the top 21% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.29. Kernel Holding's value of 0.94 is 224.1% above this benchmark. Historically, Kernel Holding's own Cash Ratio has ranged from 0.14 to 1.19 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.29, Kernel Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Defensive company?
The median Cash Ratio among Retail - Defensive companies is 0.29, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kernel Holding's current Cash Ratio of 0.94 is 224.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Kernel Holding and its competitors. For the Retail - Defensive industry, the median Cash Ratio is 0.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kernel Holding's current Cash Ratio is 0.94, which is 88% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kernel Holding stock overvalued right now?
Kernel Holding (KARNF) has a current Cash Ratio of 0.94. The stock's GF Value™ is $3.54, compared to a current price of $5.20 — trading 46.9% above its estimated fair value. The current Cash Ratio is 0.94, which is 88% above median its 10-year median of 0.50 and 224.1% above the Retail - Defensive industry median of 0.29. Kernel Holding's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Kernel Holding (KARNF), the current Cash Ratio is 0.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kernel Holding (KARNF) Overvalued in 2026?
Based on GuruFocus' analysis, Kernel Holding stock appears to be overvalued.
The current stock price of $5.20 is trading 46.9% above its estimated GF Value™ of $3.54.
Key valuation signals for KARNF:
Cash Ratio: 0.94 (88% above median its 10-year median of 0.50)
GF Value™: $3.54 vs. price of $5.20 (46.9% above fair value)
Industry Position: 224.1% above the Retail - Defensive median (#62 of 302)
No single metric tells the full story. See the KARNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kernel Holding SA is an investment holding company. The company's segment includes Oilseed Processing; Infrastructure and Trading and Farming. It generates maximum revenue from the Infrastructure and Trading segment. The Infrastructure and Trading segment includes sourcing and merchandising of wholesale edible oils, grain, provision of silo services, grain handling and transshipment services.
64GF Score
Get the complete analysis for KARNF
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