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Springfield PropertiesLSE:SPR +3.52%54 Cash Ratio is 0.14 as of Nov. 2025, which is at its 10-year median of 0.14. GuruFocus rates LSE:SPR with a GF Score™ of 54/100 and a GF Value™ of £0.78 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 94 Homebuilding & Construction companies, Springfield Properties ranks worse than 76.6% on this metric.
Springfield Properties has a Cash Ratio of 0.14. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Springfield Properties's Cash Ratio or its related term are showing as below:
LSE:SPR'
s Cash Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.14 Max: 0.69
Current: 0.14
During the past 11 years, Springfield Properties's highest Cash Ratio was 0.69. The lowest was 0.02. And the median was 0.14.
LSE:SPR's Cash Ratio is ranked worse than 76.6% of 94
companies
in the Homebuilding & Construction industry
Industry Median: 0.32
vs LSE:SPR: 0.14
Springfield Properties (LSE:SPR) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Springfield Properties's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Springfield Properties Cash Ratio vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Springfield Properties's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Springfield Properties's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Springfield Properties (LSE:SPR) has a Cash Ratio of 0.14 as of Nov. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Springfield Properties and its competitors. This is near median its historical median of 0.14. Over the past decade, Springfield Properties' Cash Ratio has ranged from 0.02 to 0.69. According to the industry distribution chart, Springfield Properties ranks #72 out of 94 companies in the Homebuilding & Construction industry, placing it in the top 76.6%.
Is Springfield Properties' Cash Ratio too high?
Springfield Properties' current Cash Ratio of 0.14 is near median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.69. The Homebuilding & Construction industry median Cash Ratio is 0.32. Springfield Properties' value of 0.14 is 56.3% below this industry median. Based on the distribution chart, Springfield Properties ranks #72 out of 94 companies in the Homebuilding & Construction industry, which is in the bottom quartile relative to peers. Overall, Springfield Properties has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Springfield Properties' Cash Ratio compare to DHI and PHM?
According to the Homebuilding & Construction industry distribution chart, Springfield Properties ranks #72 out of 94 companies for Cash Ratio. This places Springfield Properties in the lower half of its industry. The industry median Cash Ratio is 0.32. Springfield Properties' value of 0.14 is 56.3% below this benchmark. Historically, Springfield Properties' own Cash Ratio has ranged from 0.02 to 0.69 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.32, Springfield Properties has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Homebuilding & Construction company?
The median Cash Ratio among Homebuilding & Construction companies is 0.32, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Springfield Properties's current Cash Ratio of 0.14 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Springfield Properties and its competitors. For the Homebuilding & Construction industry, the median Cash Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Springfield Properties's current Cash Ratio is 0.14, which is near median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Springfield Properties stock overvalued right now?
Based on GuruFocus' analysis, Springfield Properties (LSE:SPR) is currently considered Significantly Overvalued. The stock's GF Value™ is £0.78, compared to a current price of £1.03 — trading 32.1% above its estimated fair value. The current Cash Ratio is 0.14, which is near median its 10-year median of 0.14 and 56.3% below the Homebuilding & Construction industry median of 0.32. Springfield Properties' overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Springfield Properties (LSE:SPR), the current Cash Ratio is 0.14 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Springfield Properties (LSE:SPR) Overvalued in 2026?
Based on GuruFocus' analysis, Springfield Properties stock appears to be overvalued.
The current stock price of £1.03 is trading 32.1% above its estimated GF Value™ of £0.78.
GuruFocus considers Springfield Properties to be Significantly Overvalued.
Key valuation signals for LSE:SPR:
Cash Ratio: 0.14 (near median its 10-year median of 0.14)
GF Value™: £0.78 vs. price of £1.03 (32.1% above fair value)
Industry Position: 56.3% below the Homebuilding & Construction median (#72 of 94)
No single metric tells the full story. See the LSE:SPR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Springfield Properties PLC is a housebuilder focused on developing a mix of private and affordable housing in Scotland. The group focuses on sourcing land for private housing in areas with high growth potential and progressing those developments through the planning process. The company has one segment which is Housing building activity in the United Kingdom. It earns revenue from private residential properties, affordable housing, contact housing, land sales, and others.
54GF Score
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