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NLI HoldingsNL -3.20%64 Cash Ratio is 6.97 as of Mar. 2026, which is 60% above its 10-year median of 4.35. GuruFocus rates NL with a GF Score™ of 64/100 and a GF Value™ of $6.43 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,064 Business Services companies, NLI Holdings ranks better than 96.33% on this metric.
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
NLI Holdings Cash Ratio Related Terms
NLI Holdings Cash Ratio Historical Data
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The historical data trend for NLI Holdings's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Security & Protection Services subindustry, NLI Holdings's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLI Holdings Cash Ratio vs Business Services Industry
For the Business Services industry and Industrials sector, NLI Holdings's Cash Ratio distribution charts can be found below:
* The bar in red indicates where NLI Holdings's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLI Holdings (NL) has a Cash Ratio of 6.97 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on NLI Holdings and its competitors. This is 60% above median its historical median of 4.35. Over the past decade, NLI Holdings' Cash Ratio has ranged from 1.22 to 6.97. According to the industry distribution chart, NLI Holdings ranks #39 out of 1064 companies in the Business Services industry, placing it in the top 3.7%.
Is NLI Holdings' Cash Ratio too high?
NLI Holdings' current Cash Ratio of 6.97 is 60% above median its 10-year median of 4.35. Over the past 10 years, this metric has ranged from a low of 1.22 to a high of 6.97. The Business Services industry median Cash Ratio is 0.63. NLI Holdings' value of 6.97 is 1006.3% above this industry median. Based on the distribution chart, NLI Holdings ranks #39 out of 1064 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, NLI Holdings has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does NLI Holdings' Cash Ratio compare to CIX and BAER?
According to the Business Services industry distribution chart, NLI Holdings ranks #39 out of 1064 companies for Cash Ratio. This places NLI Holdings in the top 4% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.63. NLI Holdings' value of 6.97 is 1006.3% above this benchmark. Historically, NLI Holdings' own Cash Ratio has ranged from 1.22 to 6.97 over the past decade. While the company's 10-year median is 4.35 vs. the industry median of 0.63, NLI Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Business Services company?
The median Cash Ratio among Business Services companies is 0.63, based on 1,064 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLI Holdings's current Cash Ratio of 6.97 is 1006.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on NLI Holdings and its competitors. For the Business Services industry, the median Cash Ratio is 0.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLI Holdings's current Cash Ratio is 6.97, which is 60% above median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLI Holdings stock overvalued right now?
Based on GuruFocus' analysis, NLI Holdings (NL) is currently considered Modestly Undervalued. The stock's GF Value™ is $6.43, compared to a current price of $5.74 — trading 10.7% below its estimated fair value. The current Cash Ratio is 6.97, which is 60% above median its 10-year median of 4.35 and 1006.3% above the Business Services industry median of 0.63. NLI Holdings' overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For NLI Holdings (NL), the current Cash Ratio is 6.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NLI Holdings (NL) Overvalued in 2026?
Based on GuruFocus' analysis, NLI Holdings stock appears to be undervalued.
The current stock price of $5.74 is trading 10.7% below its estimated GF Value™ of $6.43.
GuruFocus considers NLI Holdings to be Modestly Undervalued.
Key valuation signals for NL:
Cash Ratio: 6.97 (60% above median its 10-year median of 4.35)
GF Value™: $6.43 vs. price of $5.74 (10.7% below fair value)
Industry Position: 1006.3% above the Business Services median (#39 of 1064)
No single metric tells the full story. See the NL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NLI Holdings Inc, formerly known as NL Industries Inc, is a holding company that operates in the component products industry. Through its subsidiary, it manufactures engineered components that are sold to a range of industries, including recreational transportation, postal, office and institutional furniture, cabinetry, tool storage, healthcare, gas stations and vending equipment. It also produces a precision ball bearing slide, security products, and ergonomic computer support systems. The company derives majority of its revenue from Europe.
64GF Score
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