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Master TrustNSE:MASTERTR -0.61%70 Cash Ratio is 1.85 as of Mar. 2026, which is 225% above its 10-year median of 0.57. GuruFocus rates NSE:MASTERTR with a GF Score™ of 70/100 and a GF Value™ of ₹149.96 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 686 Capital Markets companies, Master Trust ranks better than 65.89% on this metric.
Master Trust (NSE:MASTERTR) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Master Trust Cash Ratio Related Terms
Master Trust Cash Ratio Historical Data
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The historical data trend for Master Trust's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:MASTERTR vs MS, GS, SCHW: Cash Ratio Comparison
For the Capital Markets subindustry, Master Trust's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Master Trust Cash Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Master Trust's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Master Trust's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Master Trust (NSE:MASTERTR) has a Cash Ratio of 1.85 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Master Trust and its competitors. This is 225% above median its historical median of 0.57. Over the past decade, Master Trust's Cash Ratio has ranged from 0.01 to 1.85. According to the industry distribution chart, Master Trust ranks #234 out of 686 companies in the Capital Markets industry, placing it in the top 34.1%.
Is Master Trust's Cash Ratio too high?
Master Trust's current Cash Ratio of 1.85 is 225% above median its 10-year median of 0.57. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.85. The Capital Markets industry median Cash Ratio is 0.92. Master Trust's value of 1.85 is 101.1% above this industry median. Based on the distribution chart, Master Trust ranks #234 out of 686 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Master Trust has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Master Trust's Cash Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Master Trust ranks #234 out of 686 companies for Cash Ratio. This puts Master Trust in the upper half of its industry. The industry median Cash Ratio is 0.92. Master Trust's value of 1.85 is 101.1% above this benchmark. Historically, Master Trust's own Cash Ratio has ranged from 0.01 to 1.85 over the past decade. While the company's 10-year median is 0.57 vs. the industry median of 0.92, Master Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Capital Markets company?
The median Cash Ratio among Capital Markets companies is 0.92, based on 686 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Master Trust's current Cash Ratio of 1.85 is 101.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Master Trust and its competitors. For the Capital Markets industry, the median Cash Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Master Trust's current Cash Ratio is 1.85, which is 225% above median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Master Trust stock overvalued right now?
Based on GuruFocus' analysis, Master Trust (NSE:MASTERTR) is currently considered Possible Value Trap. The stock's GF Value™ is ₹149.96, compared to a current price of ₹79.65 — trading 46.9% below its estimated fair value. The current Cash Ratio is 1.85, which is 225% above median its 10-year median of 0.57 and 101.1% above the Capital Markets industry median of 0.92. Master Trust's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Master Trust (NSE:MASTERTR), the current Cash Ratio is 1.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Master Trust (NSE:MASTERTR) Overvalued in 2026?
Based on GuruFocus' analysis, Master Trust stock appears to be undervalued.
The current stock price of ₹79.65 is trading 46.9% below its estimated GF Value™ of ₹149.96.
GuruFocus considers Master Trust to be Possible Value Trap.
Key valuation signals for NSE:MASTERTR:
Cash Ratio: 1.85 (225% above median its 10-year median of 0.57)
GF Value™: ₹149.96 vs. price of ₹79.65 (46.9% below fair value)
Industry Position: 101.1% above the Capital Markets median (#234 of 686)
No single metric tells the full story. See the NSE:MASTERTR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Master Trust Ltd is a non-banking financial company based in India. It is engaged in the business of lending, sales, and purchases of securities and lands. It offers services broker-assisted trade execution and automated online investing, commodity futures, clearing services for all securities transactions, and other related services. The company operates in two segments, which are Interest and Investment/Trading in Securities & others. The majority of revenue is derived from the Interest segment.
70GF Score
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