Concepcion IndustrialPHS:CIC +0.32%75 Cash Ratio is 0.25 as of Mar. 2026, which is 38% below its 10-year median of 0.40. GuruFocus rates PHS:CIC with a GF Score™ of 75/100 and a GF Value™ of ₱15.16 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 2,476 Hardware companies, Concepcion Industrial ranks worse than 76.86% on this metric.
Concepcion Industrial has a Cash Ratio of 0.25. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Concepcion Industrial's Cash Ratio or its related term are showing as below:
PHS:CIC'
s Cash Ratio Range Over the Past 10 Years
Min: 0.25 Med: 0.4 Max: 0.68
Current: 0.25
During the past 13 years, Concepcion Industrial's highest Cash Ratio was 0.68. The lowest was 0.25. And the median was 0.40.
PHS:CIC's Cash Ratio is ranked worse than 76.86% of 2476
companies
in the Hardware industry
Industry Median: 0.64
vs PHS:CIC: 0.25
Concepcion Industrial (PHS:CIC) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Consumer Electronics subindustry, Concepcion Industrial's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Concepcion Industrial Cash Ratio vs Hardware Industry
For the Hardware industry and Technology sector, Concepcion Industrial's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Concepcion Industrial's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Concepcion Industrial (PHS:CIC) has a Cash Ratio of 0.25 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Concepcion Industrial and its competitors. This is 38% below median its historical median of 0.40. Over the past decade, Concepcion Industrial's Cash Ratio has ranged from 0.25 to 0.68. According to the industry distribution chart, Concepcion Industrial ranks #1903 out of 2476 companies in the Hardware industry, placing it in the top 76.9%.
Is Concepcion Industrial's Cash Ratio too high?
Concepcion Industrial's current Cash Ratio of 0.25 is 38% below median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 0.68. The Hardware industry median Cash Ratio is 0.64. Concepcion Industrial's value of 0.25 is 60.9% below this industry median. Based on the distribution chart, Concepcion Industrial ranks #1903 out of 2476 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Concepcion Industrial has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Concepcion Industrial's Cash Ratio compare to AAPL?
According to the Hardware industry distribution chart, Concepcion Industrial ranks #1903 out of 2476 companies for Cash Ratio. This places Concepcion Industrial in the lower half of its industry. The industry median Cash Ratio is 0.64. Concepcion Industrial's value of 0.25 is 60.9% below this benchmark. Historically, Concepcion Industrial's own Cash Ratio has ranged from 0.25 to 0.68 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.64, Concepcion Industrial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Hardware company?
The median Cash Ratio among Hardware companies is 0.64, based on 2,476 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Concepcion Industrial's current Cash Ratio of 0.25 is 60.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Concepcion Industrial and its competitors. For the Hardware industry, the median Cash Ratio is 0.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Concepcion Industrial's current Cash Ratio is 0.25, which is 38% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Concepcion Industrial stock overvalued right now?
Based on GuruFocus' analysis, Concepcion Industrial (PHS:CIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱15.16, compared to a current price of ₱12.70 — trading 16.2% below its estimated fair value. The current Cash Ratio is 0.25, which is 38% below median its 10-year median of 0.40 and 60.9% below the Hardware industry median of 0.64. Concepcion Industrial's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Concepcion Industrial (PHS:CIC), the current Cash Ratio is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Concepcion Industrial (PHS:CIC) Overvalued in 2026?
Based on GuruFocus' analysis, Concepcion Industrial stock appears to be undervalued.
The current stock price of ₱12.70 is trading 16.2% below its estimated GF Value™ of ₱15.16.
GuruFocus considers Concepcion Industrial to be Modestly Undervalued.
Key valuation signals for PHS:CIC:
Cash Ratio: 0.25 (38% below median its 10-year median of 0.40)
GF Value™: ₱15.16 vs. price of ₱12.70 (16.2% below fair value)
Industry Position: 60.9% below the Hardware median (#1903 of 2476)
No single metric tells the full story. See the PHS:CIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Concepcion Industrial Corp, through its subsidiaries, is engaged in supplying residential and commercial solutions, such as air conditioning equipment, refrigerators, laundry, kitchen and small domestic appliances, and elevators and escalators. The segments of the group are consumer business, commercial business, and Others. Key revenue is generated from Consumer business segment which include products and related services include HVAC for consumer use, domestic refrigeration products, laundry, kitchen and small domestic appliances. The company generates revenues from sales of its air conditioning units and refrigeration units through its subsidiaries CCAC and CDI.
75GF Score
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