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Smith-MidlandSMID -2.97%85 Cash Ratio is 0.80 as of Mar. 2026, which is 54% above its 10-year median of 0.52. GuruFocus rates SMID with a GF Score™ of 85/100 and a GF Value™ of $43.32 (Significantly Undervalued). Among 389 Building Materials companies, Smith-Midland ranks better than 73.01% on this metric.
Smith-Midland has a Cash Ratio of 0.80. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Smith-Midland's Cash Ratio or its related term are showing as below:
SMID'
s Cash Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.52 Max: 1.25
Current: 0.8
During the past 13 years, Smith-Midland's highest Cash Ratio was 1.25. The lowest was 0.22. And the median was 0.52.
SMID's Cash Ratio is ranked better than 73.01% of 389
companies
in the Building Materials industry
Industry Median: 0.35
vs SMID: 0.80
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Smith-Midland Cash Ratio Related Terms
Smith-Midland Cash Ratio Historical Data
* Premium members only.
The historical data trend for Smith-Midland's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Materials subindustry, Smith-Midland's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smith-Midland Cash Ratio vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, Smith-Midland's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Smith-Midland's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Smith-Midland (SMID) has a Cash Ratio of 0.80 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Smith-Midland and its competitors. This is 54% above median its historical median of 0.52. Over the past decade, Smith-Midland's Cash Ratio has ranged from 0.22 to 1.25. According to the industry distribution chart, Smith-Midland ranks #105 out of 389 companies in the Building Materials industry, placing it in the top 27%.
Is Smith-Midland's Cash Ratio too high?
Smith-Midland's current Cash Ratio of 0.80 is 54% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.25. The Building Materials industry median Cash Ratio is 0.35. Smith-Midland's value of 0.80 is 128.6% above this industry median. Based on the distribution chart, Smith-Midland ranks #105 out of 389 companies in the Building Materials industry, which is above the industry midpoint. Overall, Smith-Midland has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Smith-Midland's Cash Ratio compare to PHCI and RETO?
According to the Building Materials industry distribution chart, Smith-Midland ranks #105 out of 389 companies for Cash Ratio. This puts Smith-Midland in the upper half of its industry. The industry median Cash Ratio is 0.35. Smith-Midland's value of 0.80 is 128.6% above this benchmark. Historically, Smith-Midland's own Cash Ratio has ranged from 0.22 to 1.25 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 0.35, Smith-Midland has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Building Materials company?
The median Cash Ratio among Building Materials companies is 0.35, based on 389 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Smith-Midland's current Cash Ratio of 0.80 is 128.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Smith-Midland and its competitors. For the Building Materials industry, the median Cash Ratio is 0.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smith-Midland's current Cash Ratio is 0.80, which is 54% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smith-Midland stock overvalued right now?
Based on GuruFocus' analysis, Smith-Midland (SMID) is currently considered Significantly Undervalued. The stock's GF Value™ is $43.32, compared to a current price of $28.25 — trading 34.8% below its estimated fair value. The current Cash Ratio is 0.80, which is 54% above median its 10-year median of 0.52 and 128.6% above the Building Materials industry median of 0.35. Smith-Midland's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Smith-Midland (SMID), the current Cash Ratio is 0.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Smith-Midland (SMID) Overvalued in 2026?
Based on GuruFocus' analysis, Smith-Midland stock appears to be undervalued.
The current stock price of $28.25 is trading 34.8% below its estimated GF Value™ of $43.32.
GuruFocus considers Smith-Midland to be Significantly Undervalued.
Key valuation signals for SMID:
Cash Ratio: 0.80 (54% above median its 10-year median of 0.52)
GF Value™: $43.32 vs. price of $28.25 (34.8% below fair value)
Industry Position: 128.6% above the Building Materials median (#105 of 389)
No single metric tells the full story. See the SMID stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Smith-Midland Corp through its subsidiaries invents, develops, manufactures, markets, sells, and installs precast concrete products for primary use in the construction, highway, utilities, and farming industries. The firm's customers are general contractors and federal, state, and local transportation authorities. Its products include Slenderwall, JJhooks, Softsound, Sierra Wall and Easi set. A substantial portion of the company's business is derived from local, state, and federal building projects. The company generates revenues predominantly from the sale, leasing, licensing, shipping, and installation of precast concrete products for the construction, utility, and farming industries.
85GF Score
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