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Sparc AISPAIF -4.55%29 Cash Ratio is 42.69 as of Mar. 2026, which is 4394% above its 10-year median of 0.95. GuruFocus rates SPAIF with a GF Score™ of 29/100 and a GF Value™ of $0.10 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 2,817 Software companies, Sparc AI ranks better than 99.61% on this metric.
Sparc AI has a Cash Ratio of 42.69. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Sparc AI's Cash Ratio or its related term are showing as below:
SPAIF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.95 Max: 97
Current: 42.67
During the past 7 years, Sparc AI's highest Cash Ratio was 97.00. The lowest was 0.08. And the median was 0.95.
SPAIF's Cash Ratio is ranked better than 99.61% of 2817
companies
in the Software industry
Industry Median: 0.78
vs SPAIF: 42.67
Sparc AI (OTCPK:SPAIF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Sparc AI Cash Ratio Related Terms
Sparc AI Cash Ratio Historical Data
* Premium members only.
The historical data trend for Sparc AI's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Sparc AI's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparc AI Cash Ratio vs Software Industry
For the Software industry and Technology sector, Sparc AI's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Sparc AI's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparc AI (SPAIF) has a Cash Ratio of 42.69 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sparc AI and its competitors. This is 4394% above median its historical median of 0.95. Over the past decade, Sparc AI's Cash Ratio has ranged from 0.08 to 97.00. According to the industry distribution chart, Sparc AI ranks #11 out of 2817 companies in the Software industry, placing it in the top 0.40000000000001%.
Is Sparc AI's Cash Ratio too high?
Sparc AI's current Cash Ratio of 42.69 is 4394% above median its 10-year median of 0.95. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 97.00. The Software industry median Cash Ratio is 0.78. Sparc AI's value of 42.69 is 5373.1% above this industry median. Based on the distribution chart, Sparc AI ranks #11 out of 2817 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Sparc AI has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparc AI's Cash Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Sparc AI ranks #11 out of 2817 companies for Cash Ratio. This places Sparc AI in the top 0% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.78. Sparc AI's value of 42.69 is 5373.1% above this benchmark. Historically, Sparc AI's own Cash Ratio has ranged from 0.08 to 97.00 over the past decade. While the company's 10-year median is 0.95 vs. the industry median of 0.78, Sparc AI has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,817 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparc AI's current Cash Ratio of 42.69 is 5373.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sparc AI and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparc AI's current Cash Ratio is 42.69, which is 4394% above median its own 10-year median of 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparc AI stock overvalued right now?
Based on GuruFocus' analysis, Sparc AI (SPAIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.10, compared to a current price of $2.10 — trading 2000% above its estimated fair value. The current Cash Ratio is 42.69, which is 4394% above median its 10-year median of 0.95 and 5373.1% above the Software industry median of 0.78. Sparc AI's overall GF Score™ is 29/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Sparc AI (SPAIF), the current Cash Ratio is 42.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparc AI (SPAIF) Overvalued in 2026?
Based on GuruFocus' analysis, Sparc AI stock appears to be overvalued.
The current stock price of $2.10 is trading 2000% above its estimated GF Value™ of $0.10.
GuruFocus considers Sparc AI to be Significantly Overvalued.
Key valuation signals for SPAIF:
Cash Ratio: 42.69 (4394% above median its 10-year median of 0.95)
GF Value™: $0.10 vs. price of $2.10 (2000% above fair value)
Industry Position: 5373.1% above the Software median (#11 of 2817)
No single metric tells the full story. See the SPAIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparc AI Inc is a software and electronics engineering company that has developed, patented, and commercialized a spatial technology, spatial, predictive, approximation, and radial convolution (SPARC) and an associated product suite that turns sensors, cameras, and smartphones (fixed, mobile, airborne, portable, or handheld) into geo-target coordinate acquisition devices. The company has also developed IIoT sensor hardware and associated cloud software as a second pillar within its product offering. It's Cloud is a next-generation cloud platform that provides a secure and centralized environment where customers can manage their EYEfi product deployments and applications. It has one segment, software development for geospatial targeting.
29GF Score
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