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MCAN Financial Group has a Cash Ratio of 4.00. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for MCAN Financial Group's Cash Ratio or its related term are showing as below:
STU:885's Cash Ratio is not ranked *
in the Banks industry.
Industry Median: 0.38 * Ranked among companies with meaningful Cash Ratio only.
MCAN Financial Group (STU:885) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
MCAN Financial Group Cash Ratio Related Terms
MCAN Financial Group Cash Ratio Historical Data
* Premium members only.
The historical data trend for MCAN Financial Group's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, MCAN Financial Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCAN Financial Group Cash Ratio vs Banks Industry
For the Banks industry and Financial Services sector, MCAN Financial Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where MCAN Financial Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCAN Financial Group (STU:885) has a Cash Ratio of 4.00 as of Jun. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on MCAN Financial Group and its competitors. According to the industry distribution chart, MCAN Financial Group ranks #999999 out of 47 companies in the Banks industry.
Is MCAN Financial Group's Cash Ratio too high?
MCAN Financial Group's current Cash Ratio is 4.00. The Banks industry median Cash Ratio is 0.38. MCAN Financial Group's value of 4.00 is 952.6% above this industry median. Based on the distribution chart, MCAN Financial Group ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCAN Financial Group has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCAN Financial Group's Cash Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, MCAN Financial Group ranks #999999 out of 47 companies for Cash Ratio. This places MCAN Financial Group in the lower half of its industry. The industry median Cash Ratio is 0.38. MCAN Financial Group's value of 4.00 is 952.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Banks company?
The median Cash Ratio among Banks companies is 0.38, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MCAN Financial Group's current Cash Ratio of 4.00 is 952.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on MCAN Financial Group and its competitors. For the Banks industry, the median Cash Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCAN Financial Group's current Cash Ratio is 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCAN Financial Group stock overvalued right now?
Based on GuruFocus' analysis, MCAN Financial Group (STU:885) is currently considered Fairly Valued. The stock's GF Value™ is €13.03, compared to a current price of €12.40 — trading 4.8% below its estimated fair value. The current Cash Ratio is 4.00 and 952.6% above the Banks industry median of 0.38. MCAN Financial Group's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For MCAN Financial Group (STU:885), the current Cash Ratio is 4.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCAN Financial Group (STU:885) Overvalued in 2026?
Based on GuruFocus' analysis, MCAN Financial Group stock appears to be undervalued.
The current stock price of €12.40 is trading 4.8% below its estimated GF Value™ of €13.03.
GuruFocus considers MCAN Financial Group to be Fairly Valued.
Key valuation signals for STU:885:
Cash Ratio: 4.00
GF Value™: €13.03 vs. price of €12.40 (4.8% below fair value)
Industry Position: 952.6% above the Banks median (#999999 of 47)
No single metric tells the full story. See the STU:885 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCAN Financial Group is a mortgage investment company whose objective is to generate a reliable stream of income by investing its funds in a portfolio of mortgages including single family residential, residential construction, non-residential construction and commercial loans, as well as other types of loans and investments, real estate and securitization investments. The company derives majority of its revenues from mortgage income and equity income.
57GF Score
Get the complete analysis for STU:885
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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