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The Smarter Web CompanyTSWCF +1.55%12 Cash Ratio is 0.05 as of Apr. 2026, which is 58% below its 10-year median of 0.12. GuruFocus rates TSWCF with a GF Score™ of 12/100. The stock has 4 warning signs investors should review. Among 2,816 Software companies, The Smarter Web Company ranks worse than 93.79% on this metric.
The Smarter Web Company has a Cash Ratio of 0.05. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for The Smarter Web Company's Cash Ratio or its related term are showing as below:
TSWCF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.12 Max: 2.91
Current: 0.05
During the past 4 years, The Smarter Web Company's highest Cash Ratio was 2.91. The lowest was 0.02. And the median was 0.12.
TSWCF's Cash Ratio is ranked worse than 93.79% of 2816
companies
in the Software industry
Industry Median: 0.78
vs TSWCF: 0.05
The Smarter Web Company (OTCPK:TSWCF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
The Smarter Web Company Cash Ratio Related Terms
The Smarter Web Company Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, The Smarter Web Company's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Smarter Web Company Cash Ratio vs Software Industry
For the Software industry and Technology sector, The Smarter Web Company's Cash Ratio distribution charts can be found below:
* The bar in red indicates where The Smarter Web Company's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Smarter Web Company (TSWCF) has a Cash Ratio of 0.05 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on The Smarter Web Company and its competitors. This is 58% below median its historical median of 0.12. Over the past decade, The Smarter Web Company's Cash Ratio has ranged from 0.02 to 2.91. According to the industry distribution chart, The Smarter Web Company ranks #2641 out of 2816 companies in the Software industry, placing it in the top 93.8%.
Is The Smarter Web Company's Cash Ratio too high?
The Smarter Web Company's current Cash Ratio of 0.05 is 58% below median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 2.91. The Software industry median Cash Ratio is 0.78. The Smarter Web Company's value of 0.05 is 93.6% below this industry median. Based on the distribution chart, The Smarter Web Company ranks #2641 out of 2816 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, The Smarter Web Company has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does The Smarter Web Company's Cash Ratio compare to QH and SHOP?
According to the Software industry distribution chart, The Smarter Web Company ranks #2641 out of 2816 companies for Cash Ratio. This places The Smarter Web Company in the lower half of its industry. The industry median Cash Ratio is 0.78. The Smarter Web Company's value of 0.05 is 93.6% below this benchmark. Historically, The Smarter Web Company's own Cash Ratio has ranged from 0.02 to 2.91 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.78, The Smarter Web Company has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Smarter Web Company's current Cash Ratio of 0.05 is 93.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on The Smarter Web Company and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Smarter Web Company's current Cash Ratio is 0.05, which is 58% below median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Smarter Web Company stock overvalued right now?
The Smarter Web Company (TSWCF) has a current Cash Ratio of 0.05. The current Cash Ratio is 0.05, which is 58% below median its 10-year median of 0.12 and 93.6% below the Software industry median of 0.78. The Smarter Web Company's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For The Smarter Web Company (TSWCF), the current Cash Ratio is 0.05 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
The Smarter Web Company PLC is a UK-based web design and online marketing business. Through its operating subsidiary, the company provides customized, mobile-compatible websites and related digital services to small and medium-sized enterprises, start-ups, and owner-managed businesses. It has one operating segment, being the provision of website development services. The majority of the company's revenue is derived from the provision of website design services.
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