Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Industria De Diseno TextilXMAD:ITX +1.81%99 Cash Ratio is 0.87 as of Apr. 2026, which is 11% below its 10-year median of 0.98. GuruFocus rates XMAD:ITX with a GF Score™ of 99/100 and a GF Value™ of €50.91 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,116 Retail - Cyclical companies, Industria De Diseno Textil ranks better than 76.34% on this metric.
Industria De Diseno Textil has a Cash Ratio of 0.87. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Industria De Diseno Textil's Cash Ratio or its related term are showing as below:
XMAD:ITX'
s Cash Ratio Range Over the Past 10 Years
Min: 0.81 Med: 0.98 Max: 1.28
Current: 0.87
During the past 13 years, Industria De Diseno Textil's highest Cash Ratio was 1.28. The lowest was 0.81. And the median was 0.98.
XMAD:ITX's Cash Ratio is ranked better than 76.34% of 1116
companies
in the Retail - Cyclical industry
Industry Median: 0.355
vs XMAD:ITX: 0.87
Industria De Diseno Textil (XMAD:ITX) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Industria De Diseno Textil Cash Ratio Related Terms
Industria De Diseno Textil Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:ITX vs TJX, ROST, BURL: Cash Ratio Comparison
For the Apparel Retail subindustry, Industria De Diseno Textil's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industria De Diseno Textil Cash Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Industria De Diseno Textil's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Industria De Diseno Textil's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industria De Diseno Textil (XMAD:ITX) has a Cash Ratio of 0.87 as of Apr. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Industria De Diseno Textil and its competitors. This is 11% below median its historical median of 0.98. Over the past decade, Industria De Diseno Textil's Cash Ratio has ranged from 0.81 to 1.28. According to the industry distribution chart, Industria De Diseno Textil ranks #264 out of 1116 companies in the Retail - Cyclical industry, placing it in the top 23.7%.
Is Industria De Diseno Textil's Cash Ratio too high?
Industria De Diseno Textil's current Cash Ratio of 0.87 is 11% below median its 10-year median of 0.98. Over the past 10 years, this metric has ranged from a low of 0.81 to a high of 1.28. The Retail - Cyclical industry median Cash Ratio is 0.36. Industria De Diseno Textil's value of 0.87 is 145.1% above this industry median. Based on the distribution chart, Industria De Diseno Textil ranks #264 out of 1116 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Industria De Diseno Textil has a GF Score™ of 99/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industria De Diseno Textil's Cash Ratio compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Industria De Diseno Textil ranks #264 out of 1116 companies for Cash Ratio. This places Industria De Diseno Textil in the top 24% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.36. Industria De Diseno Textil's value of 0.87 is 145.1% above this benchmark. Historically, Industria De Diseno Textil's own Cash Ratio has ranged from 0.81 to 1.28 over the past decade. While the company's 10-year median is 0.98 vs. the industry median of 0.36, Industria De Diseno Textil has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Cyclical company?
The median Cash Ratio among Retail - Cyclical companies is 0.36, based on 1,116 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industria De Diseno Textil's current Cash Ratio of 0.87 is 145.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Industria De Diseno Textil and its competitors. For the Retail - Cyclical industry, the median Cash Ratio is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industria De Diseno Textil's current Cash Ratio is 0.87, which is 11% below median its own 10-year median of 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industria De Diseno Textil stock overvalued right now?
Based on GuruFocus' analysis, Industria De Diseno Textil (XMAD:ITX) is currently considered Modestly Overvalued. The stock's GF Value™ is €50.91, compared to a current price of €57.48 — trading 12.9% above its estimated fair value. The current Cash Ratio is 0.87, which is 11% below median its 10-year median of 0.98 and 145.1% above the Retail - Cyclical industry median of 0.36. Industria De Diseno Textil's overall GF Score™ is 99/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Industria De Diseno Textil (XMAD:ITX), the current Cash Ratio is 0.87 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industria De Diseno Textil (XMAD:ITX) Overvalued in 2026?
Based on GuruFocus' analysis, Industria De Diseno Textil stock appears to be overvalued.
The current stock price of €57.48 is trading 12.9% above its estimated GF Value™ of €50.91.
GuruFocus considers Industria De Diseno Textil to be Modestly Overvalued.
Key valuation signals for XMAD:ITX:
Cash Ratio: 0.87 (11% below median its 10-year median of 0.98)
GF Value™: €50.91 vs. price of €57.48 (12.9% above fair value)
Industry Position: 145.1% above the Retail - Cyclical median (#264 of 1116)
No single metric tells the full story. See the XMAD:ITX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Inditex is a multibrand fashion conglomerate founded in 1985. Flagship brand Zara (including Zara Home) generates just over 70% of revenue and profits. Other brands include Pull&Bear, Massimo Dutti, Bershka, Stradivarius, and Oysho. The company operates through 5,500-plus stores globally, around 1,500 of them belonging to the Zara brand. Two-thirds of revenue is generated in its European home market.
99GF Score
Get the complete analysis for XMAD:ITX
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XMAD:ITX has been successfully added to your 
