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Full Truck Alliance CoYMM -0.22%75 Cash Ratio is 5.36 as of Mar. 2026, which is 19% below its 10-year median of 6.61. GuruFocus rates YMM with a GF Score™ of 75/100 and a GF Value™ of $11.64 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,818 Software companies, Full Truck Alliance Co ranks better than 93.01% on this metric.
Full Truck Alliance Co has a Cash Ratio of 5.36. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Full Truck Alliance Co's Cash Ratio or its related term are showing as below:
YMM'
s Cash Ratio Range Over the Past 10 Years
Min: 4.44 Med: 6.61 Max: 13.79
Current: 5.36
During the past 7 years, Full Truck Alliance Co's highest Cash Ratio was 13.79. The lowest was 4.44. And the median was 6.61.
YMM's Cash Ratio is ranked better than 93.01% of 2818
companies
in the Software industry
Industry Median: 0.78
vs YMM: 5.36
Full Truck Alliance Co (NYSE:YMM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Full Truck Alliance Co's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Full Truck Alliance Co Cash Ratio vs Software Industry
For the Software industry and Technology sector, Full Truck Alliance Co's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Full Truck Alliance Co's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Full Truck Alliance Co (YMM) has a Cash Ratio of 5.36 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Full Truck Alliance Co and its competitors. This is 19% below median its historical median of 6.61. Over the past decade, Full Truck Alliance Co's Cash Ratio has ranged from 4.44 to 13.79. According to the industry distribution chart, Full Truck Alliance Co ranks #197 out of 2818 companies in the Software industry, placing it in the top 7%.
Is Full Truck Alliance Co's Cash Ratio too high?
Full Truck Alliance Co's current Cash Ratio of 5.36 is 19% below median its 10-year median of 6.61. Over the past 10 years, this metric has ranged from a low of 4.44 to a high of 13.79. The Software industry median Cash Ratio is 0.78. Full Truck Alliance Co's value of 5.36 is 587.2% above this industry median. Based on the distribution chart, Full Truck Alliance Co ranks #197 out of 2818 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Full Truck Alliance Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Full Truck Alliance Co's Cash Ratio compare to UBER and SHOP?
According to the Software industry distribution chart, Full Truck Alliance Co ranks #197 out of 2818 companies for Cash Ratio. This places Full Truck Alliance Co in the top 7% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.78. Full Truck Alliance Co's value of 5.36 is 587.2% above this benchmark. Historically, Full Truck Alliance Co's own Cash Ratio has ranged from 4.44 to 13.79 over the past decade. While the company's 10-year median is 6.61 vs. the industry median of 0.78, Full Truck Alliance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Full Truck Alliance Co's current Cash Ratio of 5.36 is 587.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Full Truck Alliance Co and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Full Truck Alliance Co's current Cash Ratio is 5.36, which is 19% below median its own 10-year median of 6.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Full Truck Alliance Co stock overvalued right now?
Based on GuruFocus' analysis, Full Truck Alliance Co (YMM) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.64, compared to a current price of $9.07 — trading 22.1% below its estimated fair value. The current Cash Ratio is 5.36, which is 19% below median its 10-year median of 6.61 and 587.2% above the Software industry median of 0.78. Full Truck Alliance Co's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Full Truck Alliance Co (YMM), the current Cash Ratio is 5.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Full Truck Alliance Co (YMM) Overvalued in 2026?
Based on GuruFocus' analysis, Full Truck Alliance Co stock appears to be undervalued.
The current stock price of $9.07 is trading 22.1% below its estimated GF Value™ of $11.64.
GuruFocus considers Full Truck Alliance Co to be Modestly Undervalued.
Key valuation signals for YMM:
Cash Ratio: 5.36 (19% below median its 10-year median of 6.61)
GF Value™: $11.64 vs. price of $9.07 (22.1% below fair value)
Industry Position: 587.2% above the Software median (#197 of 2818)
No single metric tells the full story. See the YMM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Full Truck Alliance Co Ltd, through its subsidiaries, provides comprehensive services for shippers and truckers through its mobile and website platforms. Its principal operations are in the People's Republic of China. The group derives its revenues principally from shippers and trucker's use of its platforms in connection with freight matching services and value-added services.
75GF Score
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