Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Complii FinTech SolutionsASX:CF1 +4.76% Cash-to-Debt is 0.47 as of Jun. 2026, which is 94% below its 10-year median of 7.69. The stock has 7 warning signs investors should review. Among 2,843 Software companies, Complii FinTech Solutions ranks worse than 76.01% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Complii FinTech Solutions's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.47.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Complii FinTech Solutionscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Complii FinTech Solutions's Cash-to-Debt or its related term are showing as below:
ASX:CF1'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.18 Med: 7.69 Max: No Debt
Current: 0.47
During the past 13 years, Complii FinTech Solutions's highest Cash to Debt Ratio was No Debt. The lowest was 0.18. And the median was 7.69.
ASX:CF1's Cash-to-Debt is ranked worse than 76.01% of 2843
companies
in the Software industry
Industry Median: 2.49
vs ASX:CF1: 0.47
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Complii FinTech Solutions Cash-to-Debt Related Terms
Complii FinTech Solutions Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:CF1 vs CRM, SHOP, UBER: Cash-to-Debt Comparison
For the Software - Application subindustry, Complii FinTech Solutions's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Complii FinTech Solutions Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Complii FinTech Solutions's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Complii FinTech Solutions's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Complii FinTech Solutions (ASX:CF1) has a Cash-to-Debt of 0.47 as of Jun. 2026. This is 94% below median its historical median of 7.69. Over the past decade, Complii FinTech Solutions' Cash-to-Debt has ranged from 0.18 to 10,000.00. According to the industry distribution chart, Complii FinTech Solutions ranks #2161 out of 2843 companies in the Software industry, placing it in the top 76%.
Is Complii FinTech Solutions' Cash-to-Debt too high?
Complii FinTech Solutions' current Cash-to-Debt of 0.47 is 94% below median its 10-year median of 7.69. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.49. Complii FinTech Solutions' value of 0.47 is 81.1% below this industry median. Based on the distribution chart, Complii FinTech Solutions ranks #2161 out of 2843 companies in the Software industry, which is in the bottom quartile relative to peers.
How does Complii FinTech Solutions' Cash-to-Debt compare to CRM and SHOP?
According to the Software industry distribution chart, Complii FinTech Solutions ranks #2161 out of 2843 companies for Cash-to-Debt. This places Complii FinTech Solutions in the lower half of its industry. The industry median Cash-to-Debt is 2.49. Complii FinTech Solutions' value of 0.47 is 81.1% below this benchmark. Historically, Complii FinTech Solutions' own Cash-to-Debt has ranged from 0.18 to 10,000.00 over the past decade. While the company's 10-year median is 7.69 vs. the industry median of 2.49, Complii FinTech Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.49, based on 2,843 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Complii FinTech Solutions's current Cash-to-Debt of 0.47 is 81.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.49 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Complii FinTech Solutions's current Cash-to-Debt is 0.47, which is 94% below median its own 10-year median of 7.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Complii FinTech Solutions stock overvalued right now?
Based on GuruFocus' analysis, Complii FinTech Solutions (ASX:CF1) is currently considered Fairly Valued. The stock's GF Value™ is A$0.02, compared to a current price of A$0.02 — trading 10% above its estimated fair value. The current Cash-to-Debt is 0.47, which is 94% below median its 10-year median of 7.69 and 81.1% below the Software industry median of 2.49. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Complii FinTech Solutions (ASX:CF1), the current Cash-to-Debt is 0.47 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Complii FinTech Solutions Ltd is an integrated Corporate and Adviser Management Platform. It provides premium, end-to-end Software as a Service (SaaS) based technology solutions for Australian Financial Services License (AFSL) entities from dealers/brokers, financial advisers, financial planners, wealth advisers, to listed and unlisted companies and their investors. The group has developed an integrated, modular SaaS platform for managing compliance, control, and capital markets engagement. Its modules include trading facilities whilst unlisted, new capital raising, administration tools, plus all the compliance controls required for those dealing in capital markets. Its operating segments are: Compli, which derives maximum revenue, Primary Markets, Advisor Solutions Group, and MIntegrity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:CF1 has been successfully added to your 
