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Shaver Shop GroupASX:SSG -0.67%79 Cash-to-Debt is 0.89 as of Dec. 2025, which is 27% above its 10-year median of 0.70. GuruFocus rates ASX:SSG with a GF Score™ of 79/100 and a GF Value™ of A$1.24 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,114 Retail - Cyclical companies, Shaver Shop Group ranks better than 64% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Shaver Shop Group's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.89.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Shaver Shop Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Shaver Shop Group's Cash-to-Debt or its related term are showing as below:
ASX:SSG'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.13 Med: 0.7 Max: 2.03
Current: 0.89
During the past 9 years, Shaver Shop Group's highest Cash to Debt Ratio was 2.03. The lowest was 0.13. And the median was 0.70.
ASX:SSG's Cash-to-Debt is ranked better than 64% of 1114
companies
in the Retail - Cyclical industry
Industry Median: 0.46
vs ASX:SSG: 0.89
Shaver Shop Group (ASX:SSG) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Shaver Shop Group Cash-to-Debt Related Terms
Shaver Shop Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Shaver Shop Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASX:SSG vs CASY, WSM, ULTA: Cash-to-Debt Comparison
For the Specialty Retail subindustry, Shaver Shop Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shaver Shop Group Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Shaver Shop Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Shaver Shop Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shaver Shop Group (ASX:SSG) has a Cash-to-Debt of 0.89 as of Dec. 2025. This is 27% above median its historical median of 0.70. Over the past decade, Shaver Shop Group's Cash-to-Debt has ranged from 0.13 to 2.03. According to the industry distribution chart, Shaver Shop Group ranks #401 out of 1114 companies in the Retail - Cyclical industry, placing it in the top 36%.
Is Shaver Shop Group's Cash-to-Debt too high?
Shaver Shop Group's current Cash-to-Debt of 0.89 is 27% above median its 10-year median of 0.70. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 2.03. The Retail - Cyclical industry median Cash-to-Debt is 0.46. Shaver Shop Group's value of 0.89 is 93.5% above this industry median. Based on the distribution chart, Shaver Shop Group ranks #401 out of 1114 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Shaver Shop Group has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shaver Shop Group's Cash-to-Debt compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Shaver Shop Group ranks #401 out of 1114 companies for Cash-to-Debt. This puts Shaver Shop Group in the upper half of its industry. The industry median Cash-to-Debt is 0.46. Shaver Shop Group's value of 0.89 is 93.5% above this benchmark. Historically, Shaver Shop Group's own Cash-to-Debt has ranged from 0.13 to 2.03 over the past decade. While the company's 10-year median is 0.70 vs. the industry median of 0.46, Shaver Shop Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,114 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shaver Shop Group's current Cash-to-Debt of 0.89 is 93.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shaver Shop Group's current Cash-to-Debt is 0.89, which is 27% above median its own 10-year median of 0.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shaver Shop Group stock overvalued right now?
Based on GuruFocus' analysis, Shaver Shop Group (ASX:SSG) is currently considered Modestly Overvalued. The stock's GF Value™ is A$1.24, compared to a current price of A$1.49 — trading 20.2% above its estimated fair value. The current Cash-to-Debt is 0.89, which is 27% above median its 10-year median of 0.70 and 93.5% above the Retail - Cyclical industry median of 0.46. Shaver Shop Group's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Shaver Shop Group (ASX:SSG), the current Cash-to-Debt is 0.89 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shaver Shop Group (ASX:SSG) Overvalued in 2026?
Based on GuruFocus' analysis, Shaver Shop Group stock appears to be overvalued.
The current stock price of A$1.49 is trading 20.2% above its estimated GF Value™ of A$1.24.
GuruFocus considers Shaver Shop Group to be Modestly Overvalued.
Key valuation signals for ASX:SSG:
Cash-to-Debt: 0.89 (27% above median its 10-year median of 0.70)
GF Value™: A$1.24 vs. price of A$1.49 (20.2% above fair value)
Industry Position: 93.5% above the Retail - Cyclical median (#401 of 1114)
No single metric tells the full story. See the ASX:SSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shaver Shop Group Ltd is a retailer specializing in personal grooming products across Australia and New Zealand. It operates corporate and franchised stores as well as an online platform, offering items like electric shavers, beard trimmers, hair clippers, body groomers, and associated grooming accessories for both men and women. The company operates within one operating segment, being retail sales of specialist personal grooming products through their corporate and online stores. The company generates revenue through retail sales in stores, targeting consumers seeking hair removal and grooming solutions.
79GF Score
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