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What is Bright Horizons Family Solutions Cash-to-Debt?
Bright Horizons Family SolutionsBFAM -5.18%71 Cash-to-Debt is 0.08 as of Jun. 2026, which is 100% above its 10-year median of 0.04. GuruFocus rates BFAM with a GF Score™ of 71/100 and a GF Value™ of $139.86 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 94 Personal Services companies, Bright Horizons Family Solutions ranks worse than 89.36% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Bright Horizons Family Solutions's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.08.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Bright Horizons Family Solutionscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Bright Horizons Family Solutions's Cash-to-Debt or its related term are showing as below:
BFAM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.24
Current: 0.08
During the past 13 years, Bright Horizons Family Solutions's highest Cash to Debt Ratio was 0.24. The lowest was 0.01. And the median was 0.04.
BFAM's Cash-to-Debt is ranked worse than 89.36% of 94
companies
in the Personal Services industry
Industry Median: 0.6
vs BFAM: 0.08
Bright Horizons Family Solutions (NYSE:BFAM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Bright Horizons Family Solutions Cash-to-Debt Related Terms
Bright Horizons Family Solutions Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Bright Horizons Family Solutions Cash-to-Debt Chart
For the Personal Services subindustry, Bright Horizons Family Solutions's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bright Horizons Family Solutions Cash-to-Debt vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, Bright Horizons Family Solutions's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Bright Horizons Family Solutions's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bright Horizons Family Solutions (BFAM) has a Cash-to-Debt of 0.08 as of Jun. 2026. This is 100% above median its historical median of 0.04. Over the past decade, Bright Horizons Family Solutions' Cash-to-Debt has ranged from 0.01 to 0.24. According to the industry distribution chart, Bright Horizons Family Solutions ranks #84 out of 94 companies in the Personal Services industry, placing it in the top 89.4%.
Is Bright Horizons Family Solutions' Cash-to-Debt too high?
Bright Horizons Family Solutions' current Cash-to-Debt of 0.08 is 100% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.24. The Personal Services industry median Cash-to-Debt is 0.60. Bright Horizons Family Solutions' value of 0.08 is 86.7% below this industry median. Based on the distribution chart, Bright Horizons Family Solutions ranks #84 out of 94 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, Bright Horizons Family Solutions has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bright Horizons Family Solutions' Cash-to-Debt compare to FTDR and ANDG?
According to the Personal Services industry distribution chart, Bright Horizons Family Solutions ranks #84 out of 94 companies for Cash-to-Debt. This places Bright Horizons Family Solutions in the lower half of its industry. The industry median Cash-to-Debt is 0.60. Bright Horizons Family Solutions' value of 0.08 is 86.7% below this benchmark. Historically, Bright Horizons Family Solutions' own Cash-to-Debt has ranged from 0.01 to 0.24 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.60, Bright Horizons Family Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Personal Services company?
The median Cash-to-Debt among Personal Services companies is 0.60, based on 94 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bright Horizons Family Solutions's current Cash-to-Debt of 0.08 is 86.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bright Horizons Family Solutions's current Cash-to-Debt is 0.08, which is 100% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bright Horizons Family Solutions stock overvalued right now?
Based on GuruFocus' analysis, Bright Horizons Family Solutions (BFAM) is currently considered Significantly Undervalued. The stock's GF Value™ is $139.86, compared to a current price of $66.61 — trading 52.4% below its estimated fair value. The current Cash-to-Debt is 0.08, which is 100% above median its 10-year median of 0.04 and 86.7% below the Personal Services industry median of 0.60. Bright Horizons Family Solutions' overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Bright Horizons Family Solutions (BFAM), the current Cash-to-Debt is 0.08 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bright Horizons Family Solutions (BFAM) Overvalued in 2026?
Based on GuruFocus' analysis, Bright Horizons Family Solutions stock appears to be undervalued.
The current stock price of $66.61 is trading 52.4% below its estimated GF Value™ of $139.86.
GuruFocus considers Bright Horizons Family Solutions to be Significantly Undervalued.
Key valuation signals for BFAM:
Cash-to-Debt: 0.08 (100% above median its 10-year median of 0.04)
GF Value™: $139.86 vs. price of $66.61 (52.4% below fair value)
Industry Position: 86.7% below the Personal Services median (#84 of 94)
No single metric tells the full story. See the BFAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bright Horizons Family Solutions Inc provider of early education and child care, family care solutions, and workforce education services that help working families and client employees personally and professionally. It provides services under multi-year contracts with employers that offer early education and child care, back-up care, and educational advisory services as part of their employee benefits package. The company has three business segments; Full-service center-based child care, Backup care, and Educational advisory services. The majority of the revenue is generated by full-service center-based child care, which includes traditional center-based child care and early education services. Other services provided by the company include in-home child and elder care, and Others.
71GF Score
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