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Debenhams GroupBHHOF 38 Cash-to-Debt is 0.24 as of Feb. 2026, which is 93% below its 10-year median of 3.33. GuruFocus rates BHHOF with a GF Score™ of 38/100 and a GF Value™ of $0.24 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,121 Retail - Cyclical companies, Debenhams Group ranks worse than 64.14% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Debenhams Group's cash to debt ratio for the quarter that ended in Feb. 2026 was 0.24.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Debenhams Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Feb. 2026.
The historical rank and industry rank for Debenhams Group's Cash-to-Debt or its related term are showing as below:
BHHOF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.18 Med: 3.33 Max: 28.51
Current: 0.24
During the past 13 years, Debenhams Group's highest Cash to Debt Ratio was 28.51. The lowest was 0.18. And the median was 3.33.
BHHOF's Cash-to-Debt is ranked worse than 64.14% of 1121
companies
in the Retail - Cyclical industry
Industry Median: 0.46
vs BHHOF: 0.24
Debenhams Group (OTCPK:BHHOF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Debenhams Group Cash-to-Debt Related Terms
Debenhams Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Debenhams Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Apparel Retail subindustry, Debenhams Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Debenhams Group Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Debenhams Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Debenhams Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Debenhams Group (BHHOF) has a Cash-to-Debt of 0.24 as of Feb. 2026. This is 93% below median its historical median of 3.33. Over the past decade, Debenhams Group's Cash-to-Debt has ranged from 0.18 to 28.51. According to the industry distribution chart, Debenhams Group ranks #719 out of 1121 companies in the Retail - Cyclical industry, placing it in the top 64.1%.
Is Debenhams Group's Cash-to-Debt too high?
Debenhams Group's current Cash-to-Debt of 0.24 is 93% below median its 10-year median of 3.33. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 28.51. The Retail - Cyclical industry median Cash-to-Debt is 0.46. Debenhams Group's value of 0.24 is 47.8% below this industry median. Based on the distribution chart, Debenhams Group ranks #719 out of 1121 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Debenhams Group has a GF Score™ of 38/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Debenhams Group's Cash-to-Debt compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Debenhams Group ranks #719 out of 1121 companies for Cash-to-Debt. This places Debenhams Group in the lower half of its industry. The industry median Cash-to-Debt is 0.46. Debenhams Group's value of 0.24 is 47.8% below this benchmark. Historically, Debenhams Group's own Cash-to-Debt has ranged from 0.18 to 28.51 over the past decade. While the company's 10-year median is 3.33 vs. the industry median of 0.46, Debenhams Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.46, based on 1,121 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Debenhams Group's current Cash-to-Debt of 0.24 is 47.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Debenhams Group's current Cash-to-Debt is 0.24, which is 93% below median its own 10-year median of 3.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Debenhams Group stock overvalued right now?
Based on GuruFocus' analysis, Debenhams Group (BHHOF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.24, compared to a current price of $0.31 — trading 29.2% above its estimated fair value. The current Cash-to-Debt is 0.24, which is 93% below median its 10-year median of 3.33 and 47.8% below the Retail - Cyclical industry median of 0.46. Debenhams Group's overall GF Score™ is 38/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Debenhams Group (BHHOF), the current Cash-to-Debt is 0.24 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Debenhams Group (BHHOF) Overvalued in 2026?
Based on GuruFocus' analysis, Debenhams Group stock appears to be overvalued.
The current stock price of $0.31 is trading 29.2% above its estimated GF Value™ of $0.24.
GuruFocus considers Debenhams Group to be Modestly Overvalued.
Key valuation signals for BHHOF:
Cash-to-Debt: 0.24 (93% below median its 10-year median of 3.33)
GF Value™: $0.24 vs. price of $0.31 (29.2% above fair value)
Industry Position: 47.8% below the Retail - Cyclical median (#719 of 1121)
No single metric tells the full story. See the BHHOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Debenhams Group PLC is an online powerhouse in fashion, home, and beauty, serving millions of customers across five shopping destinations: Debenhams, Karen Millen, boohoo, MAN and PLT.ries.
38GF Score
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