Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
N.C. Housing PCLBKK:NCH-R 23 Cash-to-Debt is 0.07 as of Jun. 2026, which is 75% above its 10-year median of 0.04. GuruFocus rates BKK:NCH-R with a GF Score™ of 23/100 and a GF Value™ of ฿0.49 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,743 Real Estate companies, N.C. Housing PCL ranks worse than 75.73% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. N.C. Housing PCL's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.07.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, N.C. Housing PCLcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for N.C. Housing PCL's Cash-to-Debt or its related term are showing as below:
BKK:NCH-R'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.04 Max: 0.54
Current: 0.07
During the past 13 years, N.C. Housing PCL's highest Cash to Debt Ratio was 0.54. The lowest was 0.01. And the median was 0.04.
BKK:NCH-R's Cash-to-Debt is ranked worse than 75.73% of 1743
companies
in the Real Estate industry
Industry Median: 0.25
vs BKK:NCH-R: 0.07
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
N.C. Housing PCL Cash-to-Debt Related Terms
N.C. Housing PCL Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for N.C. Housing PCL's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Development subindustry, N.C. Housing PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N.C. Housing PCL Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, N.C. Housing PCL's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where N.C. Housing PCL's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N.C. Housing PCL (BKK:NCH-R) has a Cash-to-Debt of 0.07 as of Jun. 2026. This is 75% above median its historical median of 0.04. Over the past decade, N.C. Housing PCL's Cash-to-Debt has ranged from 0.01 to 0.54. According to the industry distribution chart, N.C. Housing PCL ranks #1320 out of 1743 companies in the Real Estate industry, placing it in the top 75.7%.
Is N.C. Housing PCL's Cash-to-Debt too high?
N.C. Housing PCL's current Cash-to-Debt of 0.07 is 75% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.54. The Real Estate industry median Cash-to-Debt is 0.25. N.C. Housing PCL's value of 0.07 is 72% below this industry median. Based on the distribution chart, N.C. Housing PCL ranks #1320 out of 1743 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, N.C. Housing PCL has a GF Score™ of 23/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N.C. Housing PCL's Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, N.C. Housing PCL ranks #1320 out of 1743 companies for Cash-to-Debt. This places N.C. Housing PCL in the lower half of its industry. The industry median Cash-to-Debt is 0.25. N.C. Housing PCL's value of 0.07 is 72% below this benchmark. Historically, N.C. Housing PCL's own Cash-to-Debt has ranged from 0.01 to 0.54 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.25, N.C. Housing PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,743 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N.C. Housing PCL's current Cash-to-Debt of 0.07 is 72% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N.C. Housing PCL's current Cash-to-Debt is 0.07, which is 75% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N.C. Housing PCL stock overvalued right now?
Based on GuruFocus' analysis, N.C. Housing PCL (BKK:NCH-R) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿0.49, compared to a current price of ฿0.42 — trading 14.3% below its estimated fair value. The current Cash-to-Debt is 0.07, which is 75% above median its 10-year median of 0.04 and 72% below the Real Estate industry median of 0.25. N.C. Housing PCL's overall GF Score™ is 23/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For N.C. Housing PCL (BKK:NCH-R), the current Cash-to-Debt is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N.C. Housing PCL (BKK:NCH-R) Overvalued in 2026?
Based on GuruFocus' analysis, N.C. Housing PCL stock appears to be undervalued.
The current stock price of ฿0.42 is trading 14.3% below its estimated GF Value™ of ฿0.49.
GuruFocus considers N.C. Housing PCL to be Modestly Undervalued.
Key valuation signals for BKK:NCH-R:
Cash-to-Debt: 0.07 (75% above median its 10-year median of 0.04)
GF Value™: ฿0.49 vs. price of ฿0.42 (14.3% below fair value)
Industry Position: 72% below the Real Estate median (#1320 of 1743)
No single metric tells the full story. See the BKK:NCH-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N.C. Housing PCL is involved in developing real estate properties. The business operation of the Group mainly involves Real Estate, Rental and Services, Contractor Property Management Services, and Intermediate Care and Wellness, the majority of its revenue is from Real Estate. The company operates in Thailand only.
23GF Score
Get the complete analysis for BKK:NCH-R
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:NCH-R has been successfully added to your 
