Peer For You PCL (BKK:PEER-R) Cash-to-Debt: 6.49 (As of Mar. 2026) — 70% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:PEER-R Peer For You PCL BKK:PEER-R
12 GF Score
Price ฿1.71
GF Value ฿2.70
! 4 Warning Signs
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What is Peer For You PCL Cash-to-Debt?

Peer For You PCL BKK:PEER-R 12 Cash-to-Debt is 6.49 as of Mar. 2026, which is 70% below its 10-year median of 21.56. GuruFocus rates BKK:PEER-R with a GF Score™ of 12/100 and a GF Value™ of ฿2.70. The stock has 4 warning signs investors should review. Among 1,073 Business Services companies, Peer For You PCL ranks better than 73.53% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Peer For You PCL's cash to debt ratio for the quarter that ended in Mar. 2026 was 6.49.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Peer For You PCL could pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.

The historical rank and industry rank for Peer For You PCL's Cash-to-Debt or its related term are showing as below:

BKK:PEER-R' s Cash-to-Debt Range Over the Past 10 Years
Min: 2.35   Med: 21.56   Max: No Debt
Current: 6.49

During the past 13 years, Peer For You PCL's highest Cash to Debt Ratio was No Debt. The lowest was 2.35. And the median was 21.56.

BKK:PEER-R's Cash-to-Debt is ranked better than
73.53% of 1073 companies
in the Business Services industry
Industry Median: 1.2 vs BKK:PEER-R: 6.49

Peer For You PCL  (BKK:PEER-R) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Peer For You PCL Cash-to-Debt Related Terms


Peer For You PCL Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Peer For You PCL's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Peer For You PCL Cash-to-Debt Chart

Peer For You PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.98 22.12 21.27 3.57 4.04

Peer For You PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.62 2.35 2.40 4.04 6.49

BKK:PEER-R vs CTAS, CPRT, ULS: Cash-to-Debt Comparison

For the Specialty Business Services subindustry, Peer For You PCL's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peer For You PCL Cash-to-Debt vs Business Services Industry

For the Business Services industry and Industrials sector, Peer For You PCL's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Peer For You PCL's Cash-to-Debt falls into.


BKK:PEER-R
12GF Score
Peer For You PCL BKK:PEER-R
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Peer For You PCL Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Peer For You PCL's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Peer For You PCL's Cash to Debt Ratio for the quarter that ended in Mar. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 6.49 mean?
Peer For You PCL (BKK:PEER-R) has a Cash-to-Debt of 6.49 as of Mar. 2026. This is 70% below median its historical median of 21.56. Over the past decade, Peer For You PCL's Cash-to-Debt has ranged from 2.35 to 10,000.00. According to the industry distribution chart, Peer For You PCL ranks #284 out of 1073 companies in the Business Services industry, placing it in the top 26.5%.
Is Peer For You PCL's Cash-to-Debt too high?
Peer For You PCL's current Cash-to-Debt of 6.49 is 70% below median its 10-year median of 21.56. Over the past 10 years, this metric has ranged from a low of 2.35 to a high of 10,000.00. The Business Services industry median Cash-to-Debt is 1.20. Peer For You PCL's value of 6.49 is 440.8% above this industry median. Based on the distribution chart, Peer For You PCL ranks #284 out of 1073 companies in the Business Services industry, which is above the industry midpoint. Overall, Peer For You PCL has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Peer For You PCL's Cash-to-Debt compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Peer For You PCL ranks #284 out of 1073 companies for Cash-to-Debt. This puts Peer For You PCL in the upper half of its industry. The industry median Cash-to-Debt is 1.20. Peer For You PCL's value of 6.49 is 440.8% above this benchmark. Historically, Peer For You PCL's own Cash-to-Debt has ranged from 2.35 to 10,000.00 over the past decade. While the company's 10-year median is 21.56 vs. the industry median of 1.20, Peer For You PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Business Services company?
The median Cash-to-Debt among Business Services companies is 1.20, based on 1,073 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peer For You PCL's current Cash-to-Debt of 6.49 is 440.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Business Services industry, the median Cash-to-Debt is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peer For You PCL's current Cash-to-Debt is 6.49, which is 70% below median its own 10-year median of 21.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peer For You PCL stock overvalued right now?
Peer For You PCL (BKK:PEER-R) has a current Cash-to-Debt of 6.49. The stock's GF Value™ is ฿2.70, compared to a current price of ฿1.71 — trading 36.6% below its estimated fair value. The current Cash-to-Debt is 6.49, which is 70% below median its 10-year median of 21.56 and 440.8% above the Business Services industry median of 1.20. Peer For You PCL's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Peer For You PCL (BKK:PEER-R), the current Cash-to-Debt is 6.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peer For You PCL (BKK:PEER-R) Overvalued in 2026?

Based on GuruFocus' analysis, Peer For You PCL stock appears to be undervalued. The current stock price of ฿1.71 is trading 36.6% below its estimated GF Value™ of ฿2.70.

Key valuation signals for BKK:PEER-R:

  • Cash-to-Debt: 6.49 (70% below median its 10-year median of 21.56)
  • GF Value™: ฿2.70 vs. price of ฿1.71 (36.6% below fair value)
  • GF Score™: 12/100 with 4 warning signs
  • Industry Position: 440.8% above the Business Services median (#284 of 1073)

No single metric tells the full story. See the BKK:PEER-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peer For You PCL Business Description

Other Exchanges PEER:Thailand
Address No. 944 Mitrtown Office Tower, Rama IV Road, 28th Floor, Units 2807-2810, Wangmai Subdistrict, Pathumwan District, Bangkok, THA, 10330
Peer For You PCL is a Thailand-based public company engaged in outsourced contact center services and turnkey total solutions. Its revenues are derived from rendering services, including outsourced contact center services, and from sales of consumer goods and other products via digital TV media and online platforms. The Group operates through four reportable segments: outsourced contact center services, data centre service development and installation business, trading, and others, with trading generating the maximum revenue. Geographically, the Group operates mainly in Thailand.
12GF Score

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Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.71
Price
฿2.70
GF Value