Consti (CHIX:CONSTH) Cash-to-Debt: 0.93 (As of Jun. 2026) — 72% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:CONSTH Consti PLC CHIX:CONSTH
82 GF Score
Price €10.05
GF Value €9.48
! 4 Warning Signs
View Full Analysis

What is Consti Cash-to-Debt?

Consti CHIX:CONSTH 82 Cash-to-Debt is 0.93 as of Jun. 2026, which is 72% above its 10-year median of 0.54. GuruFocus rates CHIX:CONSTH with a GF Score™ of 82/100 and a GF Value™ of €9.48. The stock has 4 warning signs investors should review. Among 1,775 Construction companies, Consti ranks better than 56.06% on this metric.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Consti's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.93.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Consti couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.

The historical rank and industry rank for Consti's Cash-to-Debt or its related term are showing as below:

CHIX:CONSTh' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03   Med: 0.54   Max: 1.35
Current: 0.93

During the past 13 years, Consti's highest Cash to Debt Ratio was 1.35. The lowest was 0.03. And the median was 0.54.

CHIX:CONSTh's Cash-to-Debt is ranked better than
56.06% of 1775 companies
in the Construction industry
Industry Median: 0.71 vs CHIX:CONSTh: 0.93

Consti  (CHIX:CONSTh) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Consti Cash-to-Debt Related Terms


Consti Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Consti's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Consti Cash-to-Debt Chart

Consti Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash-to-Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.56 0.84 1.05 0.84 1.35

Consti Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.89 1.35 0.88 0.93

CHIX:CONSTH vs PWR, FIX, EME: Cash-to-Debt Comparison

For the Engineering & Construction subindustry, Consti's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consti Cash-to-Debt vs Construction Industry

For the Construction industry and Industrials sector, Consti's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Consti's Cash-to-Debt falls into.


CHIX:CONSTH
82GF Score
Consti PLC CHIX:CONSTH
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Consti Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Consti's Cash to Debt Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Consti's Cash to Debt Ratio for the quarter that ended in Jun. 2026 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 0.93 mean?
Consti (CHIX:CONSTH) has a Cash-to-Debt of 0.93 as of Jun. 2026. This is 72% above median its historical median of 0.54. Over the past decade, Consti's Cash-to-Debt has ranged from 0.03 to 1.35. According to the industry distribution chart, Consti ranks #780 out of 1775 companies in the Construction industry, placing it in the top 43.9%.
Is Consti's Cash-to-Debt too high?
Consti's current Cash-to-Debt of 0.93 is 72% above median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 1.35. The Construction industry median Cash-to-Debt is 0.71. Consti's value of 0.93 is 31% above this industry median. Based on the distribution chart, Consti ranks #780 out of 1775 companies in the Construction industry, which is above the industry midpoint. Overall, Consti has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Consti's Cash-to-Debt compare to PWR and FIX?
According to the Construction industry distribution chart, Consti ranks #780 out of 1775 companies for Cash-to-Debt. This puts Consti in the upper half of its industry. The industry median Cash-to-Debt is 0.71. Consti's value of 0.93 is 31% above this benchmark. Historically, Consti's own Cash-to-Debt has ranged from 0.03 to 1.35 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.71, Consti has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Construction company?
The median Cash-to-Debt among Construction companies is 0.71, based on 1,775 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Consti's current Cash-to-Debt of 0.93 is 31% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Construction industry, the median Cash-to-Debt is 0.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consti's current Cash-to-Debt is 0.93, which is 72% above median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consti stock overvalued right now?
Consti (CHIX:CONSTH) has a current Cash-to-Debt of 0.93. The stock's GF Value™ is €9.48, compared to a current price of €10.05 — trading 6% above its estimated fair value. The current Cash-to-Debt is 0.93, which is 72% above median its 10-year median of 0.54 and 31% above the Construction industry median of 0.71. Consti's overall GF Score™ is 82/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Consti (CHIX:CONSTH), the current Cash-to-Debt is 0.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consti (CHIX:CONSTH) Overvalued in 2026?

Based on GuruFocus' analysis, Consti stock appears to be overvalued. The current stock price of €10.05 is trading 6% above its estimated GF Value™ of €9.48.

Key valuation signals for CHIX:CONSTH:

  • Cash-to-Debt: 0.93 (72% above median its 10-year median of 0.54)
  • GF Value™: €9.48 vs. price of €10.05 (6% above fair value)
  • GF Score™: 82/100 with 4 warning signs
  • Industry Position: 31% above the Construction median (#780 of 1775)

No single metric tells the full story. See the CHIX:CONSTH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consti Business Description

Other Exchanges 0RD9:UKCONSTI:Finland
Address Valimotie 16, Valimo Park, Helsinki, FIN, FI-00380
Consti PLC is a provider of renovation and technical building services in Finland. The company has comprehensive services offering covering renovation and building technology services to housing companies, corporations, investors, and the public sector in Finland's growth centers. Ir renovates residential, industrial, commercial, hotel, office, and public sector properties. Its customers comprise housing corporations and their property managers, public institutions, real estate investors, corporations, and industry. The company operates in four business areas: Housing Companies, Corporations, the Public Sector, and Building Technology, all of which contain service business, including service contracting and technical repair and maintenance services to contract customers.
82GF Score

Get the complete analysis for CHIX:CONSTH

Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.05
Price
€9.48
GF Value