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VictoriaCHIX:VCPL 46 Cash-to-Debt is 0.36 as of Mar. 2026, which is 38% above its 10-year median of 0.26. GuruFocus rates CHIX:VCPL with a GF Score™ of 46/100 and a GF Value™ of £1.02 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 432 Furnishings, Fixtures & Appliances companies, Victoria ranks worse than 68.75% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Victoria's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.36.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Victoriacouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Victoria's Cash-to-Debt or its related term are showing as below:
CHIX:VCPl'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08 Med: 0.26 Max: No Debt
Current: 0.36
During the past 13 years, Victoria's highest Cash to Debt Ratio was No Debt. The lowest was 0.08. And the median was 0.26.
CHIX:VCPl's Cash-to-Debt is ranked worse than 68.75% of 432
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 0.865
vs CHIX:VCPl: 0.36
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Victoria Cash-to-Debt Related Terms
Victoria Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Victoria's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
CHIX:VCPL vs SN, SGI, MHK: Cash-to-Debt Comparison
For the Furnishings, Fixtures & Appliances subindustry, Victoria's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Victoria Cash-to-Debt vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Victoria's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Victoria's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Victoria (CHIX:VCPL) has a Cash-to-Debt of 0.36 as of Mar. 2026. This is 38% above median its historical median of 0.26. Over the past decade, Victoria's Cash-to-Debt has ranged from 0.08 to 10,000.00. According to the industry distribution chart, Victoria ranks #297 out of 432 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 68.7%.
Is Victoria's Cash-to-Debt too high?
Victoria's current Cash-to-Debt of 0.36 is 38% above median its 10-year median of 0.26. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 10,000.00. The Furnishings, Fixtures & Appliances industry median Cash-to-Debt is 0.87. Victoria's value of 0.36 is 58.4% below this industry median. Based on the distribution chart, Victoria ranks #297 out of 432 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, Victoria has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Victoria's Cash-to-Debt compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Victoria ranks #297 out of 432 companies for Cash-to-Debt. This places Victoria in the lower half of its industry. The industry median Cash-to-Debt is 0.87. Victoria's value of 0.36 is 58.4% below this benchmark. Historically, Victoria's own Cash-to-Debt has ranged from 0.08 to 10,000.00 over the past decade. While the company's 10-year median is 0.26 vs. the industry median of 0.87, Victoria has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Furnishings, Fixtures & Appliances company?
The median Cash-to-Debt among Furnishings, Fixtures & Appliances companies is 0.87, based on 432 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Victoria's current Cash-to-Debt of 0.36 is 58.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Furnishings, Fixtures & Appliances industry, the median Cash-to-Debt is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Victoria's current Cash-to-Debt is 0.36, which is 38% above median its own 10-year median of 0.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Victoria stock overvalued right now?
Based on GuruFocus' analysis, Victoria (CHIX:VCPL) is currently considered Possible Value Trap. The stock's GF Value™ is £1.02, compared to a current price of £0.67 — trading 34.3% below its estimated fair value. The current Cash-to-Debt is 0.36, which is 38% above median its 10-year median of 0.26 and 58.4% below the Furnishings, Fixtures & Appliances industry median of 0.87. Victoria's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Victoria (CHIX:VCPL), the current Cash-to-Debt is 0.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Victoria (CHIX:VCPL) Overvalued in 2026?
Based on GuruFocus' analysis, Victoria stock appears to be undervalued.
The current stock price of £0.67 is trading 34.3% below its estimated GF Value™ of £1.02.
GuruFocus considers Victoria to be Possible Value Trap.
Key valuation signals for CHIX:VCPL:
Cash-to-Debt: 0.36 (38% above median its 10-year median of 0.26)
GF Value™: £1.02 vs. price of £0.67 (34.3% below fair value)
Industry Position: 58.4% below the Furnishings, Fixtures & Appliances median (#297 of 432)
No single metric tells the full story. See the CHIX:VCPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Victoria PLC is engaged in the manufacturing, distribution, and sale of floorcoverings. The company's segment includes UK and Europe Soft Flooring; UK and Europe Ceramic Tiles; flooring products in Australia and North America. It generates maximum revenue from the UK and Europe Soft Flooring segment. The UK and Europe Soft Flooring segment comprises legal entities in the UK, Republic of Ireland, the Netherlands, and Belgium, whose operations involve the manufacture and distribution of carpets, flooring underlay, artificial grass, LVT, and associated accessories. Geographically, the company derives maximum revenue from the United Kingdom and the rest from the United States, Italy, Belgium, Spain, Australia, and other countries.
46GF Score
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