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MIDAS FinancingDHA:MIDASFIN 11 Cash-to-Debt is 0.39 as of Jun. 2026. GuruFocus rates DHA:MIDASFIN with a GF Score™ of 11/100. Among 525 Credit Services companies, MIDAS Financing ranks worse than 190476% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. MIDAS Financing's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.39.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, MIDAS Financingcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for MIDAS Financing's Cash-to-Debt or its related term are showing as below:
DHA:MIDASFIN's Cash-to-Debt is not ranked *
in the Credit Services industry.
Industry Median: 0.19 * Ranked among companies with meaningful Cash-to-Debt only.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
MIDAS Financing Cash-to-Debt Related Terms
MIDAS Financing Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for MIDAS Financing's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Credit Services subindustry, MIDAS Financing's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MIDAS Financing Cash-to-Debt vs Credit Services Industry
For the Credit Services industry and Financial Services sector, MIDAS Financing's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where MIDAS Financing's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MIDAS Financing (DHA:MIDASFIN) has a Cash-to-Debt of 0.39 as of Jun. 2026. According to the industry distribution chart, MIDAS Financing ranks #999999 out of 525 companies in the Credit Services industry.
Is MIDAS Financing's Cash-to-Debt too high?
MIDAS Financing's current Cash-to-Debt is 0.39. The Credit Services industry median Cash-to-Debt is 0.19. MIDAS Financing's value of 0.39 is 105.3% above this industry median. Based on the distribution chart, MIDAS Financing ranks #999999 out of 525 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, MIDAS Financing has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does MIDAS Financing's Cash-to-Debt compare to DHCPQ?
According to the Credit Services industry distribution chart, MIDAS Financing ranks #999999 out of 525 companies for Cash-to-Debt. This places MIDAS Financing in the lower half of its industry. The industry median Cash-to-Debt is 0.19. MIDAS Financing's value of 0.39 is 105.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Credit Services company?
The median Cash-to-Debt among Credit Services companies is 0.19, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MIDAS Financing's current Cash-to-Debt of 0.39 is 105.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Cash-to-Debt is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MIDAS Financing's current Cash-to-Debt is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MIDAS Financing stock overvalued right now?
MIDAS Financing (DHA:MIDASFIN) has a current Cash-to-Debt of 0.39. The current Cash-to-Debt is 0.39 and 105.3% above the Credit Services industry median of 0.19. MIDAS Financing's overall GF Score™ is 11/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For MIDAS Financing (DHA:MIDASFIN), the current Cash-to-Debt is 0.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
MIDAS Financing PLC operates as a financial Institution in Bangladesh. It provides financial services such as small and medium enterprise (SME) finance, lease finance, auto finance, term finance, micro industries finance, consumers finance, housing finance, loan against lien of securities and others.
11GF Score
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