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8x8EGHT -2.13%59 Cash-to-Debt is 0.25 as of Jun. 2026, which is 32% below its 10-year median of 0.37. GuruFocus rates EGHT with a GF Score™ of 59/100 and a GF Value™ of $2.00 (Fairly Valued). The stock has 4 warning signs investors should review. Among 2,840 Software companies, 8x8 ranks worse than 83.98% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. 8x8's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.25.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, 8x8couldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for 8x8's Cash-to-Debt or its related term are showing as below:
EGHT'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.2 Med: 0.37 Max: No Debt
Current: 0.25
During the past 13 years, 8x8's highest Cash to Debt Ratio was No Debt. The lowest was 0.20. And the median was 0.37.
EGHT's Cash-to-Debt is ranked worse than 83.98% of 2840
companies
in the Software industry
Industry Median: 2.505
vs EGHT: 0.25
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
8x8 Cash-to-Debt Related Terms
8x8 Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for 8x8's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Application subindustry, 8x8's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
8x8 Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, 8x8's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where 8x8's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
8x8 (EGHT) has a Cash-to-Debt of 0.25 as of Jun. 2026. This is 32% below median its historical median of 0.37. Over the past decade, 8x8's Cash-to-Debt has ranged from 0.20 to 10,000.00. According to the industry distribution chart, 8x8 ranks #2385 out of 2840 companies in the Software industry, placing it in the top 84%.
Is 8x8's Cash-to-Debt too high?
8x8's current Cash-to-Debt of 0.25 is 32% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.51. 8x8's value of 0.25 is 90% below this industry median. Based on the distribution chart, 8x8 ranks #2385 out of 2840 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, 8x8 has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does 8x8's Cash-to-Debt compare to LAW and XPER?
According to the Software industry distribution chart, 8x8 ranks #2385 out of 2840 companies for Cash-to-Debt. This places 8x8 in the lower half of its industry. The industry median Cash-to-Debt is 2.51. 8x8's value of 0.25 is 90% below this benchmark. Historically, 8x8's own Cash-to-Debt has ranged from 0.20 to 10,000.00 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 2.51, 8x8 has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.51, based on 2,840 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 8x8's current Cash-to-Debt of 0.25 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 8x8's current Cash-to-Debt is 0.25, which is 32% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 8x8 stock overvalued right now?
Based on GuruFocus' analysis, 8x8 (EGHT) is currently considered Fairly Valued. The stock's GF Value™ is $2.00, compared to a current price of $1.84 — trading 8.3% below its estimated fair value. The current Cash-to-Debt is 0.25, which is 32% below median its 10-year median of 0.37 and 90% below the Software industry median of 2.51. 8x8's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For 8x8 (EGHT), the current Cash-to-Debt is 0.25 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 8x8 (EGHT) Overvalued in 2026?
Based on GuruFocus' analysis, 8x8 stock appears to be undervalued.
The current stock price of $1.84 is trading 8.3% below its estimated GF Value™ of $2.00.
GuruFocus considers 8x8 to be Fairly Valued.
Key valuation signals for EGHT:
Cash-to-Debt: 0.25 (32% below median its 10-year median of 0.37)
GF Value™: $2.00 vs. price of $1.84 (8.3% below fair value)
Industry Position: 90% below the Software median (#2385 of 2840)
No single metric tells the full story. See the EGHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
8x8 Inc provides contact-center-as-a-service and unified-communications-as-a-service software applications to approximately 2.5 million users. The company's unified platform enables omnichannel communication to assist employees in communicating across voice, video, text, chat, and contact centers. The Company also generates revenue from sales of hardware and professional services, which are complementary to the delivery of its integrated technology platform. Geographically, it derives a majority of revenue from the United States.
59GF Score
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