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Eagle MaterialsEXP -0.14%91 Cash-to-Debt is 0.13 as of Jun. 2026, which is 160% above its 10-year median of 0.05. GuruFocus rates EXP with a GF Score™ of 91/100 and a GF Value™ of $244.77 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 396 Building Materials companies, Eagle Materials ranks worse than 76.01% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Eagle Materials's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.13.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Eagle Materialscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Eagle Materials's Cash-to-Debt or its related term are showing as below:
EXP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.05 Max: 0.36
Current: 0.13
During the past 13 years, Eagle Materials's highest Cash to Debt Ratio was 0.36. The lowest was 0.01. And the median was 0.05.
EXP's Cash-to-Debt is ranked worse than 76.01% of 396
companies
in the Building Materials industry
Industry Median: 0.515
vs EXP: 0.13
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Eagle Materials Cash-to-Debt Related Terms
Eagle Materials Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Eagle Materials's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Building Materials subindustry, Eagle Materials's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Eagle Materials Cash-to-Debt vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, Eagle Materials's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Eagle Materials's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Eagle Materials (EXP) has a Cash-to-Debt of 0.13 as of Jun. 2026. This is 160% above median its historical median of 0.05. Over the past decade, Eagle Materials' Cash-to-Debt has ranged from 0.01 to 0.36. According to the industry distribution chart, Eagle Materials ranks #301 out of 396 companies in the Building Materials industry, placing it in the top 76%.
Is Eagle Materials' Cash-to-Debt too high?
Eagle Materials' current Cash-to-Debt of 0.13 is 160% above median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.36. The Building Materials industry median Cash-to-Debt is 0.52. Eagle Materials' value of 0.13 is 74.8% below this industry median. Based on the distribution chart, Eagle Materials ranks #301 out of 396 companies in the Building Materials industry, which is in the bottom quartile relative to peers. Overall, Eagle Materials has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Eagle Materials' Cash-to-Debt compare to KNF and USLM?
According to the Building Materials industry distribution chart, Eagle Materials ranks #301 out of 396 companies for Cash-to-Debt. This places Eagle Materials in the lower half of its industry. The industry median Cash-to-Debt is 0.52. Eagle Materials' value of 0.13 is 74.8% below this benchmark. Historically, Eagle Materials' own Cash-to-Debt has ranged from 0.01 to 0.36 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.52, Eagle Materials has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Building Materials company?
The median Cash-to-Debt among Building Materials companies is 0.52, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eagle Materials's current Cash-to-Debt of 0.13 is 74.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Building Materials industry, the median Cash-to-Debt is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eagle Materials's current Cash-to-Debt is 0.13, which is 160% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagle Materials stock overvalued right now?
Based on GuruFocus' analysis, Eagle Materials (EXP) is currently considered Modestly Undervalued. The stock's GF Value™ is $244.77, compared to a current price of $208.52 — trading 14.8% below its estimated fair value. The current Cash-to-Debt is 0.13, which is 160% above median its 10-year median of 0.05 and 74.8% below the Building Materials industry median of 0.52. Eagle Materials' overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Eagle Materials (EXP), the current Cash-to-Debt is 0.13 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Eagle Materials (EXP) Overvalued in 2026?
Based on GuruFocus' analysis, Eagle Materials stock appears to be undervalued.
The current stock price of $208.52 is trading 14.8% below its estimated GF Value™ of $244.77.
GuruFocus considers Eagle Materials to be Modestly Undervalued.
Key valuation signals for EXP:
Cash-to-Debt: 0.13 (160% above median its 10-year median of 0.05)
GF Value™: $244.77 vs. price of $208.52 (14.8% below fair value)
Industry Position: 74.8% below the Building Materials median (#301 of 396)
No single metric tells the full story. See the EXP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Eagle Materials Inc is engaged in the manufacture of heavy construction products and light building materials. Its primary products, Cement and Gypsum Wallboard, are essential for building, expanding, and repairing roads, highways, and residential, commercial, and industrial structures across America. The business is organized into two sectors: Heavy Materials, which includes the Cement and Concrete and Aggregates segments, and Light Materials, which includes the Gypsum Wallboard and Recycled Paperboard segments. The primary end market for the Cement and Concrete and Aggregates segments is infrastructure, while the primary end market for the Gypsum Wallboard and Recycled Paperboard segments is residential construction.
91GF Score
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