Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
MotorKFRA:5FS -4.19%41 Cash-to-Debt is 0.24 as of Jun. 2026, which is 33% below its 10-year median of 0.36. GuruFocus rates FRA:5FS with a GF Score™ of 41/100 and a GF Value™ of €3.90. The stock has 5 warning signs investors should review. Among 2,846 Software companies, MotorK ranks worse than 84.54% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. MotorK's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.24.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, MotorKcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for MotorK's Cash-to-Debt or its related term are showing as below:
FRA:5FS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.15 Med: 0.36 Max: 4.9
Current: 0.24
During the past 8 years, MotorK's highest Cash to Debt Ratio was 4.90. The lowest was 0.15. And the median was 0.36.
FRA:5FS's Cash-to-Debt is ranked worse than 84.54% of 2846
companies
in the Software industry
Industry Median: 2.455
vs FRA:5FS: 0.24
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
MotorK Cash-to-Debt Related Terms
MotorK Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for MotorK's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:5FS vs CRM, SHOP, UBER: Cash-to-Debt Comparison
For the Software - Application subindustry, MotorK's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MotorK Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, MotorK's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where MotorK's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MotorK (FRA:5FS) has a Cash-to-Debt of 0.24 as of Jun. 2026. This is 33% below median its historical median of 0.36. Over the past decade, MotorK's Cash-to-Debt has ranged from 0.15 to 4.90. According to the industry distribution chart, MotorK ranks #2406 out of 2846 companies in the Software industry, placing it in the top 84.5%.
Is MotorK's Cash-to-Debt too high?
MotorK's current Cash-to-Debt of 0.24 is 33% below median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 4.90. The Software industry median Cash-to-Debt is 2.46. MotorK's value of 0.24 is 90.2% below this industry median. Based on the distribution chart, MotorK ranks #2406 out of 2846 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, MotorK has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does MotorK's Cash-to-Debt compare to CRM and SHOP?
According to the Software industry distribution chart, MotorK ranks #2406 out of 2846 companies for Cash-to-Debt. This places MotorK in the lower half of its industry. The industry median Cash-to-Debt is 2.46. MotorK's value of 0.24 is 90.2% below this benchmark. Historically, MotorK's own Cash-to-Debt has ranged from 0.15 to 4.90 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 2.46, MotorK has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.46, based on 2,846 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MotorK's current Cash-to-Debt of 0.24 is 90.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MotorK's current Cash-to-Debt is 0.24, which is 33% below median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MotorK stock overvalued right now?
MotorK (FRA:5FS) has a current Cash-to-Debt of 0.24. The stock's GF Value™ is €3.90, compared to a current price of €2.06 — trading 47.2% below its estimated fair value. The current Cash-to-Debt is 0.24, which is 33% below median its 10-year median of 0.36 and 90.2% below the Software industry median of 2.46. MotorK's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For MotorK (FRA:5FS), the current Cash-to-Debt is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MotorK (FRA:5FS) Overvalued in 2026?
Based on GuruFocus' analysis, MotorK stock appears to be undervalued.
The current stock price of €2.06 is trading 47.2% below its estimated GF Value™ of €3.90.
Key valuation signals for FRA:5FS:
Cash-to-Debt: 0.24 (33% below median its 10-year median of 0.36)
GF Value™: €3.90 vs. price of €2.06 (47.2% below fair value)
Industry Position: 90.2% below the Software median (#2406 of 2846)
No single metric tells the full story. See the FRA:5FS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MotorK PLC specializes in developing SaaS solutions in digital sales and marketing for the automotive retail sector. The company offers platforms for maximizing traffic acquisition, managing inventory, managing sales operations, managing omnichannel prospects, launching promotional campaigns, and others. Revenue is mainly related to the following three products such as WebSparK, the web module with high technical and design standards, StockSparK, a stock management module created to manage and import stock from multiple sources and export it online to maximize visibility for prospective purchasers through the integration of external channels and the CRM modules. LeadSparK is a customizable management tool.
41GF Score
Get the complete analysis for FRA:5FS
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:5FS has been successfully added to your 
