FSRXW (Finserv Acquisition II) Cash-to-Debt: 1.06 (As of Sep. 2023) — 100% Below Median

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FSRXW Finserv Acquisition Corp II FSRXW
25 GF Score
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What is Finserv Acquisition II Cash-to-Debt?

Finserv Acquisition II FSRXW 25 Cash-to-Debt is 1.06 as of Sep. 2023, which is 100% below its 10-year median of 10,000.00. GuruFocus rates FSRXW with a GF Score™ of 25/100. The stock has 1 warning sign investors should review.

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Finserv Acquisition II's cash to debt ratio for the quarter that ended in Sep. 2023 was 1.06.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Finserv Acquisition II could pay off its debt using the cash in hand for the quarter that ended in Sep. 2023.

(1) Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The historical rank and industry rank for Finserv Acquisition II's Cash-to-Debt or its related term are showing as below:

FSRXW' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.44   Med: No Debt   Max: No Debt
Current: 1.06

During the past 3 years, Finserv Acquisition II's highest Cash to Debt Ratio was No Debt. The lowest was 0.44. And the median was No Debt.

FSRXW's Cash-to-Debt is not ranked
in the Diversified Financial Services industry.
Industry Median: 9.045 vs FSRXW: 1.06

Finserv Acquisition II  (NAS:FSRXW) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.


Finserv Acquisition II Cash-to-Debt Related Terms


Finserv Acquisition II Cash-to-Debt Historical Data

* Premium members only.

The historical data trend for Finserv Acquisition II's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Finserv Acquisition II Cash-to-Debt Chart

Finserv Acquisition II Annual Data
Trend Dec20 Dec21 Dec22
Cash-to-Debt
0.44 No Debt No Debt

Finserv Acquisition II Semi-Annual Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23
Cash-to-Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only No Debt No Debt No Debt No Debt 1.06

FSRXW vs ATMC, IMAQ, VII: Cash-to-Debt Comparison

For the Shell Companies subindustry, Finserv Acquisition II's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finserv Acquisition II Cash-to-Debt vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Finserv Acquisition II's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Finserv Acquisition II's Cash-to-Debt falls into.


FSRXW
25GF Score
Finserv Acquisition Corp II FSRXW
Cash-to-Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Finserv Acquisition II Cash-to-Debt Calculation

This is the ratio of a company's Cash, Cash Equivalents, Marketable Securities to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Finserv Acquisition II's Cash to Debt Ratio for the fiscal year that ended in Dec. 2022 is calculated as:

Finserv Acquisition II had no debt (1).

Finserv Acquisition II's Cash to Debt Ratio for the quarter that ended in Sep. 2023 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash-to-Debt →
What does a Cash-to-Debt of 1.06 mean?
Finserv Acquisition II (FSRXW) has a Cash-to-Debt of 1.06 as of Sep. 2023. This is 100% below median its historical median of 10,000.00. Over the past decade, Finserv Acquisition II's Cash-to-Debt has ranged from 0.44 to 10,000.00.
Is Finserv Acquisition II's Cash-to-Debt too high?
Finserv Acquisition II's current Cash-to-Debt of 1.06 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 10,000.00. The Diversified Financial Services industry median Cash-to-Debt is 9.05. Finserv Acquisition II's value of 1.06 is 88.3% below this industry median. Overall, Finserv Acquisition II has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Finserv Acquisition II's Cash-to-Debt compare to ATMC and IMAQ?
Finserv Acquisition II's Cash-to-Debt of 1.06 can be compared against companies in the Diversified Financial Services industry. The industry median Cash-to-Debt is 9.05. Finserv Acquisition II's value of 1.06 is 88.3% below this benchmark. Historically, Finserv Acquisition II's own Cash-to-Debt has ranged from 0.44 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 9.05, Finserv Acquisition II has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Diversified Financial Services company?
The median Cash-to-Debt among Diversified Financial Services companies is 9.05, based on 552 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finserv Acquisition II's current Cash-to-Debt of 1.06 is 88.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Diversified Financial Services industry, the median Cash-to-Debt is 9.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finserv Acquisition II's current Cash-to-Debt is 1.06, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finserv Acquisition II stock overvalued right now?
Finserv Acquisition II (FSRXW) has a current Cash-to-Debt of 1.06. The current Cash-to-Debt is 1.06, which is 100% below median its 10-year median of 10,000.00 and 88.3% below the Diversified Financial Services industry median of 9.05. Finserv Acquisition II's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Finserv Acquisition II (FSRXW), the current Cash-to-Debt is 1.06 as of Sep. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finserv Acquisition II Business Description

Address c/o Ellenoff Grossman & Schole LLP, 1345 Avenue of the Americas, New York, NY, USA, 10105
Finserv Acquisition Corp II is a blank check special purpose acquisition company (SPAC) incorporated in the United States. It was formed to pursue a merger, share exchange, asset acquisition, stock purchase, recapitalization, reorganization, or similar business combination with one or more operating businesses. The company raised capital through an initial public offering of units, with proceeds placed in trust, and its securities traded on the Nasdaq under the FSRX ticker. Its management team focuses on identifying target businesses in the financial services and financial technology sectors, drawing on the sponsors' industry experience. As a SPAC, it generates no operating revenue; its activities consist of holding trust assets, evaluating acquisition candidates, and completing a business combination within the required timeframe, after which the combined entity would operate the acquired business.
25GF Score

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