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What is FintechWerx International Software Services Cash-to-Debt?
FintechWerx International Software ServicesFWRXF +0.36%12 Cash-to-Debt is 21.71 as of Apr. 2026, which is 100% below its 10-year median of 10,000.00. GuruFocus rates FWRXF with a GF Score™ of 12/100. The stock has 3 warning signs investors should review. Among 2,784 Software companies, FintechWerx International Software Services ranks better than 75.79% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. FintechWerx International Software Services's cash to debt ratio for the quarter that ended in Apr. 2026 was 21.71.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, FintechWerx International Software Servicescould pay off its debt using the cash in hand for the quarter that ended in Apr. 2026.
FintechWerx International Software Services (OTCPK:FWRXF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
FintechWerx International Software Services Cash-to-Debt Related Terms
FintechWerx International Software Services Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FintechWerx International Software Services Cash-to-Debt Chart
FintechWerx International Software Services Annual Data
Trend
Apr23
Apr24
Apr25
Apr26
Cash-to-Debt
No Debt
No Debt
2.14
21.71
FintechWerx International Software Services Quarterly Data
For the Software - Infrastructure subindustry, FintechWerx International Software Services's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FintechWerx International Software Services Cash-to-Debt vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FintechWerx International Software Services (FWRXF) has a Cash-to-Debt of 21.71 as of Apr. 2026. This is 100% below median its historical median of 10,000.00. Over the past decade, FintechWerx International Software Services' Cash-to-Debt has ranged from 0.07 to 10,000.00. According to the industry distribution chart, FintechWerx International Software Services ranks #674 out of 2784 companies in the Software industry, placing it in the top 24.2%.
Is FintechWerx International Software Services' Cash-to-Debt too high?
FintechWerx International Software Services' current Cash-to-Debt of 21.71 is 100% below median its 10-year median of 10,000.00. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.53. FintechWerx International Software Services' value of 21.71 is 758.1% above this industry median. Based on the distribution chart, FintechWerx International Software Services ranks #674 out of 2784 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, FintechWerx International Software Services has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does FintechWerx International Software Services' Cash-to-Debt compare to ?
According to the Software industry distribution chart, FintechWerx International Software Services ranks #674 out of 2784 companies for Cash-to-Debt. This places FintechWerx International Software Services in the top 24% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.53. FintechWerx International Software Services' value of 21.71 is 758.1% above this benchmark. Historically, FintechWerx International Software Services' own Cash-to-Debt has ranged from 0.07 to 10,000.00 over the past decade. While the company's 10-year median is 10,000.00 vs. the industry median of 2.53, FintechWerx International Software Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.53, based on 2,784 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FintechWerx International Software Services's current Cash-to-Debt of 21.71 is 758.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FintechWerx International Software Services's current Cash-to-Debt is 21.71, which is 100% below median its own 10-year median of 10,000.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FintechWerx International Software Services stock overvalued right now?
FintechWerx International Software Services (FWRXF) has a current Cash-to-Debt of 21.71. The current Cash-to-Debt is 21.71, which is 100% below median its 10-year median of 10,000.00 and 758.1% above the Software industry median of 2.53. FintechWerx International Software Services' overall GF Score™ is 12/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For FintechWerx International Software Services (FWRXF), the current Cash-to-Debt is 21.71 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
FintechWerx International Software Services Inc is an e-commerce technology company. The Company is engaged in delivering enrollment, automated identity verification, payment solutions, and data management services. The FintechWerx Platform is a combination of both licensed and proprietary software together the Technology Stack that provides a single comprehensive, suite of services for small to medium sized enterprises.
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