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Liberty Flour MillsPHS:LFM -3.49%55 Cash-to-Debt is 0.75 as of Jun. 2026, which is 92% above its 10-year median of 0.39. GuruFocus rates PHS:LFM with a GF Score™ of 55/100 and a GF Value™ of ₱16.55 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,894 Consumer Packaged Goods companies, Liberty Flour Mills ranks better than 56.44% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Liberty Flour Mills's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.75.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Liberty Flour Millscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Liberty Flour Mills's Cash-to-Debt or its related term are showing as below:
PHS:LFM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08 Med: 0.39 Max: No Debt
Current: 0.75
During the past 13 years, Liberty Flour Mills's highest Cash to Debt Ratio was No Debt. The lowest was 0.08. And the median was 0.39.
PHS:LFM's Cash-to-Debt is ranked better than 56.44% of 1894
companies
in the Consumer Packaged Goods industry
Industry Median: 0.5
vs PHS:LFM: 0.75
Liberty Flour Mills (PHS:LFM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Liberty Flour Mills Cash-to-Debt Related Terms
Liberty Flour Mills Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Liberty Flour Mills's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Packaged Foods subindustry, Liberty Flour Mills's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liberty Flour Mills Cash-to-Debt vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Liberty Flour Mills's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Liberty Flour Mills's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liberty Flour Mills (PHS:LFM) has a Cash-to-Debt of 0.75 as of Jun. 2026. This is 92% above median its historical median of 0.39. Over the past decade, Liberty Flour Mills' Cash-to-Debt has ranged from 0.08 to 10,000.00. According to the industry distribution chart, Liberty Flour Mills ranks #825 out of 1894 companies in the Consumer Packaged Goods industry, placing it in the top 43.6%.
Is Liberty Flour Mills' Cash-to-Debt too high?
Liberty Flour Mills' current Cash-to-Debt of 0.75 is 92% above median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 10,000.00. The Consumer Packaged Goods industry median Cash-to-Debt is 0.50. Liberty Flour Mills' value of 0.75 is 50% above this industry median. Based on the distribution chart, Liberty Flour Mills ranks #825 out of 1894 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Liberty Flour Mills has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Liberty Flour Mills' Cash-to-Debt compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Liberty Flour Mills ranks #825 out of 1894 companies for Cash-to-Debt. This puts Liberty Flour Mills in the upper half of its industry. The industry median Cash-to-Debt is 0.50. Liberty Flour Mills' value of 0.75 is 50% above this benchmark. Historically, Liberty Flour Mills' own Cash-to-Debt has ranged from 0.08 to 10,000.00 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.50, Liberty Flour Mills has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Consumer Packaged Goods company?
The median Cash-to-Debt among Consumer Packaged Goods companies is 0.50, based on 1,894 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liberty Flour Mills's current Cash-to-Debt of 0.75 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Consumer Packaged Goods industry, the median Cash-to-Debt is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liberty Flour Mills's current Cash-to-Debt is 0.75, which is 92% above median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liberty Flour Mills stock overvalued right now?
Based on GuruFocus' analysis, Liberty Flour Mills (PHS:LFM) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱16.55, compared to a current price of ₱20.75 — trading 25.4% above its estimated fair value. The current Cash-to-Debt is 0.75, which is 92% above median its 10-year median of 0.39 and 50% above the Consumer Packaged Goods industry median of 0.50. Liberty Flour Mills' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Liberty Flour Mills (PHS:LFM), the current Cash-to-Debt is 0.75 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Liberty Flour Mills (PHS:LFM) Overvalued in 2026?
Based on GuruFocus' analysis, Liberty Flour Mills stock appears to be overvalued.
The current stock price of ₱20.75 is trading 25.4% above its estimated GF Value™ of ₱16.55.
GuruFocus considers Liberty Flour Mills to be Modestly Overvalued.
Key valuation signals for PHS:LFM:
Cash-to-Debt: 0.75 (92% above median its 10-year median of 0.39)
GF Value™: ₱16.55 vs. price of ₱20.75 (25.4% above fair value)
Industry Position: 50% above the Consumer Packaged Goods median (#825 of 1894)
No single metric tells the full story. See the PHS:LFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Liberty Flour Mills Inc is a Philippines-based company. It operates in various business segments that are Bakery Flour, which manufactures flour and distributes its products; Mill Feed, which involves the utilization of its by-products and distribution/sales of its produce; and Real Estate and Investment, which involves the leasing of office and commercial units and investment in securities. Its products consist of EL Superior, LFM Bakers, pine tree, and LFM soft. The company derives maximum revenue from the Bakery Flour Segment.
55GF Score
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