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Philippine EstatesPHS:PHES -5.33%41 Cash-to-Debt is 0.17 as of Mar. 2026, which is 31% above its 10-year median of 0.13. GuruFocus rates PHS:PHES with a GF Score™ of 41/100 and a GF Value™ of ₱0.25 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,746 Real Estate companies, Philippine Estates ranks worse than 58.88% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Philippine Estates's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.17.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Philippine Estatescouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Philippine Estates's Cash-to-Debt or its related term are showing as below:
PHS:PHES'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09 Med: 0.13 Max: 2.95
Current: 0.17
During the past 13 years, Philippine Estates's highest Cash to Debt Ratio was 2.95. The lowest was 0.09. And the median was 0.13.
PHS:PHES's Cash-to-Debt is ranked worse than 58.88% of 1746
companies
in the Real Estate industry
Industry Median: 0.26
vs PHS:PHES: 0.17
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Philippine Estates Cash-to-Debt Related Terms
Philippine Estates Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Philippine Estates's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:PHES vs CBRE, BEKE, JLL: Cash-to-Debt Comparison
For the Real Estate Services subindustry, Philippine Estates's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Philippine Estates Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Philippine Estates's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Philippine Estates's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Philippine Estates (PHS:PHES) has a Cash-to-Debt of 0.17 as of Mar. 2026. This is 31% above median its historical median of 0.13. Over the past decade, Philippine Estates' Cash-to-Debt has ranged from 0.09 to 2.95. According to the industry distribution chart, Philippine Estates ranks #1028 out of 1746 companies in the Real Estate industry, placing it in the top 58.9%.
Is Philippine Estates' Cash-to-Debt too high?
Philippine Estates' current Cash-to-Debt of 0.17 is 31% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 2.95. The Real Estate industry median Cash-to-Debt is 0.26. Philippine Estates' value of 0.17 is 34.6% below this industry median. Based on the distribution chart, Philippine Estates ranks #1028 out of 1746 companies in the Real Estate industry, which is below the industry midpoint. Overall, Philippine Estates has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Philippine Estates' Cash-to-Debt compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Philippine Estates ranks #1028 out of 1746 companies for Cash-to-Debt. This places Philippine Estates in the lower half of its industry. The industry median Cash-to-Debt is 0.26. Philippine Estates' value of 0.17 is 34.6% below this benchmark. Historically, Philippine Estates' own Cash-to-Debt has ranged from 0.09 to 2.95 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.26, Philippine Estates has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.26, based on 1,746 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Philippine Estates's current Cash-to-Debt of 0.17 is 34.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Philippine Estates's current Cash-to-Debt is 0.17, which is 31% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Philippine Estates stock overvalued right now?
Based on GuruFocus' analysis, Philippine Estates (PHS:PHES) is currently considered Significantly Overvalued. The stock's GF Value™ is ₱0.25, compared to a current price of ₱0.36 — trading 42% above its estimated fair value. The current Cash-to-Debt is 0.17, which is 31% above median its 10-year median of 0.13 and 34.6% below the Real Estate industry median of 0.26. Philippine Estates' overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Philippine Estates (PHS:PHES), the current Cash-to-Debt is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Philippine Estates (PHS:PHES) Overvalued in 2026?
Based on GuruFocus' analysis, Philippine Estates stock appears to be overvalued.
The current stock price of ₱0.36 is trading 42% above its estimated GF Value™ of ₱0.25.
GuruFocus considers Philippine Estates to be Significantly Overvalued.
Key valuation signals for PHS:PHES:
Cash-to-Debt: 0.17 (31% above median its 10-year median of 0.13)
GF Value™: ₱0.25 vs. price of ₱0.36 (42% above fair value)
Industry Position: 34.6% below the Real Estate median (#1028 of 1746)
No single metric tells the full story. See the PHS:PHES stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Philippine Estates Corp is principally engaged in the business of holding and developing real estate or other properties for industrial, commercial, residential, leisure or sports purposes, and in pursuance thereof, to acquire by purchase, lease or otherwise, real estate and/or appurtenant properties and/or interest therein. The Group classifies business segments based on location of its real property projects as in the following geographical areas: a) Metro Manila: industrial park and condominium projects, b) Bulacan: subdivision, mixed use, c) Other Luzon Areas such as Cavite: subdivision development, d) Cebu: subdivision, mixed use and condominium projects, e) Iloilo: subdivision, mixed use and condominium projects, f) Davao: administrative office. Key revenue is derived from Iloilo.
41GF Score
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