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RoxasPHS:RCI -7.12%51 Cash-to-Debt is 0.97 as of Mar. 2026, which is 4750% above its 10-year median of 0.02. GuruFocus rates PHS:RCI with a GF Score™ of 51/100 and a GF Value™ of ₱2.01 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,747 Real Estate companies, Roxas ranks better than 72.7% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Roxas's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.97.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Roxascouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Roxas's Cash-to-Debt or its related term are showing as below:
PHS:RCI'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0 Med: 0.02 Max: 1.19
Current: 0.97
During the past 13 years, Roxas's highest Cash to Debt Ratio was 1.19. The lowest was 0.00. And the median was 0.02.
PHS:RCI's Cash-to-Debt is ranked better than 72.7% of 1747
companies
in the Real Estate industry
Industry Median: 0.25
vs PHS:RCI: 0.97
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Roxas Cash-to-Debt Related Terms
Roxas Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Roxas's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Real Estate - Diversified subindustry, Roxas's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Roxas Cash-to-Debt vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Roxas's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Roxas's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Roxas (PHS:RCI) has a Cash-to-Debt of 0.97 as of Mar. 2026. This is 4750% above median its historical median of 0.02. According to the industry distribution chart, Roxas ranks #477 out of 1747 companies in the Real Estate industry, placing it in the top 27.3%.
Is Roxas' Cash-to-Debt too high?
Roxas' current Cash-to-Debt of 0.97 is 4750% above median its 10-year median of 0.02. The Real Estate industry median Cash-to-Debt is 0.25. Roxas' value of 0.97 is 288% above this industry median. Based on the distribution chart, Roxas ranks #477 out of 1747 companies in the Real Estate industry, which is above the industry midpoint. Overall, Roxas has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Roxas' Cash-to-Debt compare to competitors?
According to the Real Estate industry distribution chart, Roxas ranks #477 out of 1747 companies for Cash-to-Debt. This puts Roxas in the upper half of its industry. The industry median Cash-to-Debt is 0.25. Roxas' value of 0.97 is 288% above this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.25, Roxas has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Real Estate company?
The median Cash-to-Debt among Real Estate companies is 0.25, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Roxas's current Cash-to-Debt of 0.97 is 288% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Real Estate industry, the median Cash-to-Debt is 0.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Roxas's current Cash-to-Debt is 0.97, which is 4750% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Roxas stock overvalued right now?
Based on GuruFocus' analysis, Roxas (PHS:RCI) is currently considered Modestly Overvalued. The stock's GF Value™ is ₱2.01, compared to a current price of ₱2.48 — trading 23.4% above its estimated fair value. The current Cash-to-Debt is 0.97, which is 4750% above median its 10-year median of 0.02 and 288% above the Real Estate industry median of 0.25. Roxas' overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Roxas (PHS:RCI), the current Cash-to-Debt is 0.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Roxas (PHS:RCI) Overvalued in 2026?
Based on GuruFocus' analysis, Roxas stock appears to be overvalued.
The current stock price of ₱2.48 is trading 23.4% above its estimated GF Value™ of ₱2.01.
GuruFocus considers Roxas to be Modestly Overvalued.
Key valuation signals for PHS:RCI:
Cash-to-Debt: 0.97 (4750% above median its 10-year median of 0.02)
GF Value™: ₱2.01 vs. price of ₱2.48 (23.4% above fair value)
Industry Position: 288% above the Real Estate median (#477 of 1747)
No single metric tells the full story. See the PHS:RCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Roxas & Co Inc is engaged in acquiring, owning, developing, selling, and holding investments in real estate and sugar businesses. Its segments include Real Estate, Hotel, and Others. Its Real Estate segment acquires, develops, subdivides, leases, and sells agricultural, industrial, commercial, residential, and other real properties. The Hotel segment operates hotels. The Others segment owns various tracts of land in Nasugbu, Batangas, and RGEC, an entity established for renewable energy.
51GF Score
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