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What is Top Line Business Development Cash-to-Debt?
Top Line Business DevelopmentPHS:TOP +1.20%5 Cash-to-Debt is 0.12 as of Mar. 2026, which is 33% above its 10-year median of 0.09. GuruFocus rates PHS:TOP with a GF Score™ of 5/100. The stock has 2 warning signs investors should review. Among 1,117 Retail - Cyclical companies, Top Line Business Development ranks worse than 80.04% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Top Line Business Development's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.12.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Top Line Business Developmentcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Top Line Business Development's Cash-to-Debt or its related term are showing as below:
PHS:TOP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.06 Med: 0.09 Max: 0.5
Current: 0.12
During the past 5 years, Top Line Business Development's highest Cash to Debt Ratio was 0.50. The lowest was 0.06. And the median was 0.09.
PHS:TOP's Cash-to-Debt is ranked worse than 80.04% of 1117
companies
in the Retail - Cyclical industry
Industry Median: 0.5
vs PHS:TOP: 0.12
Top Line Business Development (PHS:TOP) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Top Line Business Development Cash-to-Debt Related Terms
Top Line Business Development Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
PHS:TOP vs CASY, WSM, DKS: Cash-to-Debt Comparison
For the Specialty Retail subindustry, Top Line Business Development's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Top Line Business Development Cash-to-Debt vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Top Line Business Development's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Top Line Business Development's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Top Line Business Development (PHS:TOP) has a Cash-to-Debt of 0.12 as of Mar. 2026. This is 33% above median its historical median of 0.09. Over the past decade, Top Line Business Development's Cash-to-Debt has ranged from 0.06 to 0.50. According to the industry distribution chart, Top Line Business Development ranks #894 out of 1117 companies in the Retail - Cyclical industry, placing it in the top 80%.
Is Top Line Business Development's Cash-to-Debt too high?
Top Line Business Development's current Cash-to-Debt of 0.12 is 33% above median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.50. The Retail - Cyclical industry median Cash-to-Debt is 0.50. Top Line Business Development's value of 0.12 is 76% below this industry median. Based on the distribution chart, Top Line Business Development ranks #894 out of 1117 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Top Line Business Development has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Top Line Business Development's Cash-to-Debt compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Top Line Business Development ranks #894 out of 1117 companies for Cash-to-Debt. This places Top Line Business Development in the lower half of its industry. The industry median Cash-to-Debt is 0.50. Top Line Business Development's value of 0.12 is 76% below this benchmark. Historically, Top Line Business Development's own Cash-to-Debt has ranged from 0.06 to 0.50 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.50, Top Line Business Development has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Retail - Cyclical company?
The median Cash-to-Debt among Retail - Cyclical companies is 0.50, based on 1,117 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Top Line Business Development's current Cash-to-Debt of 0.12 is 76% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Retail - Cyclical industry, the median Cash-to-Debt is 0.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Top Line Business Development's current Cash-to-Debt is 0.12, which is 33% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Top Line Business Development stock overvalued right now?
Top Line Business Development (PHS:TOP) has a current Cash-to-Debt of 0.12. The current Cash-to-Debt is 0.12, which is 33% above median its 10-year median of 0.09 and 76% below the Retail - Cyclical industry median of 0.50. Top Line Business Development's overall GF Score™ is 5/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Top Line Business Development (PHS:TOP), the current Cash-to-Debt is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Top Line Business Development Business Description
Top Line Business Development Corp is providing consistent and reliable fuel solutions that power industries with efficiency and sustainability. It is mainly focused on its vertically integrated liquid fuels business, with an emphasis on the underserved Central Visayas region. The company is engaged in the business of petroleum and petroleum products, mineral oils, and other sources of energy.
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