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POSaBIT SystemsPOSAF Cash-to-Debt is 0.54 as of Mar. 2026, which is 74% below its 10-year median of 2.08. The stock has 4 warning signs investors should review. Among 2,852 Software companies, POSaBIT Systems ranks worse than 74.4% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. POSaBIT Systems's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.54.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, POSaBIT Systemscouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for POSaBIT Systems's Cash-to-Debt or its related term are showing as below:
POSAF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.16 Med: 2.08 Max: No Debt
Current: 0.54
During the past 9 years, POSaBIT Systems's highest Cash to Debt Ratio was No Debt. The lowest was 0.16. And the median was 2.08.
POSAF's Cash-to-Debt is ranked worse than 74.4% of 2852
companies
in the Software industry
Industry Median: 2.52
vs POSAF: 0.54
POSaBIT Systems (OTCPK:POSAF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
POSaBIT Systems Cash-to-Debt Related Terms
POSaBIT Systems Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for POSaBIT Systems's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Application subindustry, POSaBIT Systems's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
POSaBIT Systems Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, POSaBIT Systems's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where POSaBIT Systems's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
POSaBIT Systems (POSAF) has a Cash-to-Debt of 0.54 as of Mar. 2026. This is 74% below median its historical median of 2.08. Over the past decade, POSaBIT Systems' Cash-to-Debt has ranged from 0.16 to 10,000.00. According to the industry distribution chart, POSaBIT Systems ranks #2122 out of 2852 companies in the Software industry, placing it in the top 74.4%.
Is POSaBIT Systems' Cash-to-Debt too high?
POSaBIT Systems' current Cash-to-Debt of 0.54 is 74% below median its 10-year median of 2.08. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 10,000.00. The Software industry median Cash-to-Debt is 2.52. POSaBIT Systems' value of 0.54 is 78.6% below this industry median. Based on the distribution chart, POSaBIT Systems ranks #2122 out of 2852 companies in the Software industry, which is below the industry midpoint.
How does POSaBIT Systems' Cash-to-Debt compare to QH and SHOP?
According to the Software industry distribution chart, POSaBIT Systems ranks #2122 out of 2852 companies for Cash-to-Debt. This places POSaBIT Systems in the lower half of its industry. The industry median Cash-to-Debt is 2.52. POSaBIT Systems' value of 0.54 is 78.6% below this benchmark. Historically, POSaBIT Systems' own Cash-to-Debt has ranged from 0.16 to 10,000.00 over the past decade. While the company's 10-year median is 2.08 vs. the industry median of 2.52, POSaBIT Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.52, based on 2,852 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. POSaBIT Systems's current Cash-to-Debt of 0.54 is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. POSaBIT Systems's current Cash-to-Debt is 0.54, which is 74% below median its own 10-year median of 2.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is POSaBIT Systems stock overvalued right now?
Based on GuruFocus' analysis, POSaBIT Systems (POSAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.04, compared to a current price of $0.04 — trading 10.3% above its estimated fair value. The current Cash-to-Debt is 0.54, which is 74% below median its 10-year median of 2.08 and 78.6% below the Software industry median of 2.52. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For POSaBIT Systems (POSAF), the current Cash-to-Debt is 0.54 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
POSaBIT Systems Corp is involved in point-of-sale arrangements designed to offer consumers an easy way to purchase goods and services for the cannabis industry. The company is a FinTech, working exclusively within the cannabis industry. It provides a Point-of-Sale solution and work with payment processors to enable cashless payment options for cannabis retailers. It brings AI driven software and technology to the cannabis industry so that all merchants can have a safe and compliant set of services to solve the problems of a cash-only industry.
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