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Royal Caribbean GroupRCL +1.85%86 Cash-to-Debt is 0.04 as of Jun. 2026, which is 100% above its 10-year median of 0.02. GuruFocus rates RCL with a GF Score™ of 86/100 and a GF Value™ of $278.94 (Fairly Valued). The stock has 7 warning signs investors should review. Among 830 Travel & Leisure companies, Royal Caribbean Group ranks worse than 90.96% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Royal Caribbean Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.04.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Royal Caribbean Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Royal Caribbean Group's Cash-to-Debt or its related term are showing as below:
RCL'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.02 Max: 0.24
Current: 0.04
During the past 13 years, Royal Caribbean Group's highest Cash to Debt Ratio was 0.24. The lowest was 0.01. And the median was 0.02.
RCL's Cash-to-Debt is ranked worse than 90.96% of 830
companies
in the Travel & Leisure industry
Industry Median: 0.55
vs RCL: 0.04
Royal Caribbean Group (NYSE:RCL) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Royal Caribbean Group Cash-to-Debt Related Terms
Royal Caribbean Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Royal Caribbean Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Travel Services subindustry, Royal Caribbean Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Royal Caribbean Group Cash-to-Debt vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Royal Caribbean Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Royal Caribbean Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Royal Caribbean Group (RCL) has a Cash-to-Debt of 0.04 as of Jun. 2026. This is 100% above median its historical median of 0.02. Over the past decade, Royal Caribbean Group's Cash-to-Debt has ranged from 0.01 to 0.24. According to the industry distribution chart, Royal Caribbean Group ranks #755 out of 830 companies in the Travel & Leisure industry, placing it in the top 91%.
Is Royal Caribbean Group's Cash-to-Debt too high?
Royal Caribbean Group's current Cash-to-Debt of 0.04 is 100% above median its 10-year median of 0.02. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.24. The Travel & Leisure industry median Cash-to-Debt is 0.55. Royal Caribbean Group's value of 0.04 is 92.7% below this industry median. Based on the distribution chart, Royal Caribbean Group ranks #755 out of 830 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Royal Caribbean Group has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Royal Caribbean Group's Cash-to-Debt compare to EXPE and VIK?
According to the Travel & Leisure industry distribution chart, Royal Caribbean Group ranks #755 out of 830 companies for Cash-to-Debt. This places Royal Caribbean Group in the lower half of its industry. The industry median Cash-to-Debt is 0.55. Royal Caribbean Group's value of 0.04 is 92.7% below this benchmark. Historically, Royal Caribbean Group's own Cash-to-Debt has ranged from 0.01 to 0.24 over the past decade. While the company's 10-year median is 0.02 vs. the industry median of 0.55, Royal Caribbean Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Travel & Leisure company?
The median Cash-to-Debt among Travel & Leisure companies is 0.55, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Royal Caribbean Group's current Cash-to-Debt of 0.04 is 92.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Cash-to-Debt is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Royal Caribbean Group's current Cash-to-Debt is 0.04, which is 100% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Royal Caribbean Group stock overvalued right now?
Based on GuruFocus' analysis, Royal Caribbean Group (RCL) is currently considered Fairly Valued. The stock's GF Value™ is $278.94, compared to a current price of $253.92 — trading 9% below its estimated fair value. The current Cash-to-Debt is 0.04, which is 100% above median its 10-year median of 0.02 and 92.7% below the Travel & Leisure industry median of 0.55. Royal Caribbean Group's overall GF Score™ is 86/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Royal Caribbean Group (RCL), the current Cash-to-Debt is 0.04 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Royal Caribbean Group (RCL) Overvalued in 2026?
Based on GuruFocus' analysis, Royal Caribbean Group stock appears to be undervalued.
The current stock price of $253.92 is trading 9% below its estimated GF Value™ of $278.94.
GuruFocus considers Royal Caribbean Group to be Fairly Valued.
Key valuation signals for RCL:
Cash-to-Debt: 0.04 (100% above median its 10-year median of 0.02)
GF Value™: $278.94 vs. price of $253.92 (9% below fair value)
Industry Position: 92.7% below the Travel & Leisure median (#755 of 830)
No single metric tells the full story. See the RCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Royal Caribbean is the world's second-largest cruise company by revenues, operating 69 ships across five global and partner brands in the cruise vacation industry. Brands the company operates include Royal Caribbean International, Celebrity Cruises, and Silversea. The company also has a 50% investment in a joint venture that operates TUI Cruises and Hapag-Lloyd Cruises. The selection of brands in the portfolio allows Royal to compete on the basis of innovation, quality of ships and service, variety of itineraries, choice of destinations, and price. The company completed the divestiture of its Azamara brand in 2021, plans to launch its new Celebrity River Cruise brand in 2027, and is set to operate eight private destination locations by 2028.
86GF Score
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