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Stellus Capital InvestmentSCM +0.12%46 Cash-to-Debt is 0.01 as of Jun. 2026, which is 83% below its 10-year median of 0.06. GuruFocus rates SCM with a GF Score™ of 46/100 and a GF Value™ of $12.06 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,421 Asset Management companies, Stellus Capital Investment ranks worse than 95.92% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Stellus Capital Investment's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.01.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Stellus Capital Investmentcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Stellus Capital Investment's Cash-to-Debt or its related term are showing as below:
SCM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.06 Max: 0.18
Current: 0.01
During the past 13 years, Stellus Capital Investment's highest Cash to Debt Ratio was 0.18. The lowest was 0.01. And the median was 0.06.
SCM's Cash-to-Debt is ranked worse than 95.92% of 1421
companies
in the Asset Management industry
Industry Median: 5.81
vs SCM: 0.01
Stellus Capital Investment (NYSE:SCM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Stellus Capital Investment Cash-to-Debt Related Terms
Stellus Capital Investment Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Asset Management subindustry, Stellus Capital Investment's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stellus Capital Investment Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Stellus Capital Investment's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Stellus Capital Investment's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stellus Capital Investment (SCM) has a Cash-to-Debt of 0.01 as of Jun. 2026. This is 83% below median its historical median of 0.06. Over the past decade, Stellus Capital Investment's Cash-to-Debt has ranged from 0.01 to 0.18. According to the industry distribution chart, Stellus Capital Investment ranks #1363 out of 1421 companies in the Asset Management industry, placing it in the top 95.9%.
Is Stellus Capital Investment's Cash-to-Debt too high?
Stellus Capital Investment's current Cash-to-Debt of 0.01 is 83% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.18. The Asset Management industry median Cash-to-Debt is 5.81. Stellus Capital Investment's value of 0.01 is 99.8% below this industry median. Based on the distribution chart, Stellus Capital Investment ranks #1363 out of 1421 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Stellus Capital Investment has a GF Score™ of 46/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Stellus Capital Investment's Cash-to-Debt compare to IDE and ETX?
According to the Asset Management industry distribution chart, Stellus Capital Investment ranks #1363 out of 1421 companies for Cash-to-Debt. This places Stellus Capital Investment in the lower half of its industry. The industry median Cash-to-Debt is 5.81. Stellus Capital Investment's value of 0.01 is 99.8% below this benchmark. Historically, Stellus Capital Investment's own Cash-to-Debt has ranged from 0.01 to 0.18 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 5.81, Stellus Capital Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 5.81, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stellus Capital Investment's current Cash-to-Debt of 0.01 is 99.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 5.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stellus Capital Investment's current Cash-to-Debt is 0.01, which is 83% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stellus Capital Investment stock overvalued right now?
Based on GuruFocus' analysis, Stellus Capital Investment (SCM) is currently considered Modestly Undervalued. The stock's GF Value™ is $12.06, compared to a current price of $8.67 — trading 28.1% below its estimated fair value. The current Cash-to-Debt is 0.01, which is 83% below median its 10-year median of 0.06 and 99.8% below the Asset Management industry median of 5.81. Stellus Capital Investment's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Stellus Capital Investment (SCM), the current Cash-to-Debt is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stellus Capital Investment (SCM) Overvalued in 2026?
Based on GuruFocus' analysis, Stellus Capital Investment stock appears to be undervalued.
The current stock price of $8.67 is trading 28.1% below its estimated GF Value™ of $12.06.
GuruFocus considers Stellus Capital Investment to be Modestly Undervalued.
Key valuation signals for SCM:
Cash-to-Debt: 0.01 (83% below median its 10-year median of 0.06)
GF Value™: $12.06 vs. price of $8.67 (28.1% below fair value)
Industry Position: 99.8% below the Asset Management median (#1363 of 1421)
No single metric tells the full story. See the SCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stellus Capital Investment Corp is a closed-end, non-diversified management investment company. Its objective is to maximize the total return to its stockholders in the form of current income and capital appreciation. It invests in private middle-market companies through first lien, second lien, and unsecured debt financing, often with a corresponding equity investment. The company invests in various sectors, such as business services, energy, general industrial, government services, healthcare, software, and specialty finance. The business activity of the firm functions throughout the United States, and it generates revenue in the form of interest income on debt investments, capital gains, and distributions.
46GF Score
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