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Stifel FinancialSF +0.37%84 Cash-to-Debt is 0.73 as of Jun. 2026, which is 41% below its 10-year median of 1.23. GuruFocus rates SF with a GF Score™ of 84/100 and a GF Value™ of $79.31 (Fairly Valued). The stock has 2 warning signs investors should review. Among 795 Capital Markets companies, Stifel Financial ranks worse than 58.62% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Stifel Financial's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.73.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Stifel Financialcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Stifel Financial's Cash-to-Debt or its related term are showing as below:
SF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.2 Med: 1.23 Max: 2.36
Current: 1.34
During the past 13 years, Stifel Financial's highest Cash to Debt Ratio was 2.36. The lowest was 0.20. And the median was 1.23.
SF's Cash-to-Debt is ranked worse than 58.62% of 795
companies
in the Capital Markets industry
Industry Median: 2.07
vs SF: 1.34
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Stifel Financial Cash-to-Debt Related Terms
Stifel Financial Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Stifel Financial's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Capital Markets subindustry, Stifel Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stifel Financial Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Stifel Financial's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Stifel Financial's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stifel Financial (SF) has a Cash-to-Debt of 0.73 as of Jun. 2026. This is 41% below median its historical median of 1.23. Over the past decade, Stifel Financial's Cash-to-Debt has ranged from 0.20 to 2.36. According to the industry distribution chart, Stifel Financial ranks #466 out of 795 companies in the Capital Markets industry, placing it in the top 58.6%.
Is Stifel Financial's Cash-to-Debt too high?
Stifel Financial's current Cash-to-Debt of 0.73 is 41% below median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 2.36. The Capital Markets industry median Cash-to-Debt is 2.07. Stifel Financial's value of 0.73 is 64.7% below this industry median. Based on the distribution chart, Stifel Financial ranks #466 out of 795 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Stifel Financial has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Stifel Financial's Cash-to-Debt compare to JEF and IREN?
According to the Capital Markets industry distribution chart, Stifel Financial ranks #466 out of 795 companies for Cash-to-Debt. This places Stifel Financial in the lower half of its industry. The industry median Cash-to-Debt is 2.07. Stifel Financial's value of 0.73 is 64.7% below this benchmark. Historically, Stifel Financial's own Cash-to-Debt has ranged from 0.20 to 2.36 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 2.07, Stifel Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.07, based on 795 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stifel Financial's current Cash-to-Debt of 0.73 is 64.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stifel Financial's current Cash-to-Debt is 0.73, which is 41% below median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stifel Financial stock overvalued right now?
Based on GuruFocus' analysis, Stifel Financial (SF) is currently considered Fairly Valued. The stock's GF Value™ is $79.31, compared to a current price of $75.79 — trading 4.4% below its estimated fair value. The current Cash-to-Debt is 0.73, which is 41% below median its 10-year median of 1.23 and 64.7% below the Capital Markets industry median of 2.07. Stifel Financial's overall GF Score™ is 84/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Stifel Financial (SF), the current Cash-to-Debt is 0.73 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Stifel Financial (SF) Overvalued in 2026?
Based on GuruFocus' analysis, Stifel Financial stock appears to be undervalued.
The current stock price of $75.79 is trading 4.4% below its estimated GF Value™ of $79.31.
GuruFocus considers Stifel Financial to be Fairly Valued.
Key valuation signals for SF:
Cash-to-Debt: 0.73 (41% below median its 10-year median of 1.23)
GF Value™: $79.31 vs. price of $75.79 (4.4% below fair value)
Industry Position: 64.7% below the Capital Markets median (#466 of 795)
No single metric tells the full story. See the SF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Stifel Financial is a diversified financial-services provider that generates revenue from wealth management, investment banking, and lending. The firm was founded in 1890 as a St. Louis-based full-service brokerage but has been transformed under CEO Ronald Kruszewski through a slew of acquisitions into a globally competitive wealth manager, investment bank, and retail and institutional brokerage. The firm generated $5.5 billion in revenue in 2025, with roughly two-thirds derived from wealth management and one-third derived from trading and investment banking.
84GF Score
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