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Ho Chi Minh City SecuritiesSTC:HCM 71 Cash-to-Debt is 0.44 as of Jun. 2026, which is 14% below its 10-year median of 0.51. GuruFocus rates STC:HCM with a GF Score™ of 71/100 and a GF Value™ of ₫34,868.62 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 797 Capital Markets companies, Ho Chi Minh City Securities ranks worse than 78.17% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Ho Chi Minh City Securities's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.44.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Ho Chi Minh City Securitiescouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Ho Chi Minh City Securities's Cash-to-Debt or its related term are showing as below:
STC:HCM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.21 Med: 0.51 Max: 1.41
Current: 0.44
During the past 13 years, Ho Chi Minh City Securities's highest Cash to Debt Ratio was 1.41. The lowest was 0.21. And the median was 0.51.
STC:HCM's Cash-to-Debt is ranked worse than 78.17% of 797
companies
in the Capital Markets industry
Industry Median: 2.11
vs STC:HCM: 0.44
Ho Chi Minh City Securities (STC:HCM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Ho Chi Minh City Securities Cash-to-Debt Related Terms
Ho Chi Minh City Securities Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Capital Markets subindustry, Ho Chi Minh City Securities's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ho Chi Minh City Securities Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Ho Chi Minh City Securities's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Ho Chi Minh City Securities's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ho Chi Minh City Securities (STC:HCM) has a Cash-to-Debt of 0.44 as of Jun. 2026. This is 14% below median its historical median of 0.51. Over the past decade, Ho Chi Minh City Securities' Cash-to-Debt has ranged from 0.21 to 1.41. According to the industry distribution chart, Ho Chi Minh City Securities ranks #623 out of 797 companies in the Capital Markets industry, placing it in the top 78.2%.
Is Ho Chi Minh City Securities' Cash-to-Debt too high?
Ho Chi Minh City Securities' current Cash-to-Debt of 0.44 is 14% below median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.41. The Capital Markets industry median Cash-to-Debt is 2.11. Ho Chi Minh City Securities' value of 0.44 is 79.1% below this industry median. Based on the distribution chart, Ho Chi Minh City Securities ranks #623 out of 797 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Ho Chi Minh City Securities has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ho Chi Minh City Securities' Cash-to-Debt compare to MS and GS?
According to the Capital Markets industry distribution chart, Ho Chi Minh City Securities ranks #623 out of 797 companies for Cash-to-Debt. This places Ho Chi Minh City Securities in the lower half of its industry. The industry median Cash-to-Debt is 2.11. Ho Chi Minh City Securities' value of 0.44 is 79.1% below this benchmark. Historically, Ho Chi Minh City Securities' own Cash-to-Debt has ranged from 0.21 to 1.41 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 2.11, Ho Chi Minh City Securities has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.11, based on 797 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ho Chi Minh City Securities's current Cash-to-Debt of 0.44 is 79.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ho Chi Minh City Securities's current Cash-to-Debt is 0.44, which is 14% below median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ho Chi Minh City Securities stock overvalued right now?
Based on GuruFocus' analysis, Ho Chi Minh City Securities (STC:HCM) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫34,868.62, compared to a current price of ₫26,500.00 — trading 24% below its estimated fair value. The current Cash-to-Debt is 0.44, which is 14% below median its 10-year median of 0.51 and 79.1% below the Capital Markets industry median of 2.11. Ho Chi Minh City Securities' overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Ho Chi Minh City Securities (STC:HCM), the current Cash-to-Debt is 0.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ho Chi Minh City Securities (STC:HCM) Overvalued in 2026?
Based on GuruFocus' analysis, Ho Chi Minh City Securities stock appears to be undervalued.
The current stock price of ₫26,500.00 is trading 24% below its estimated GF Value™ of ₫34,868.62.
GuruFocus considers Ho Chi Minh City Securities to be Modestly Undervalued.
Key valuation signals for STC:HCM:
Cash-to-Debt: 0.44 (14% below median its 10-year median of 0.51)
GF Value™: ₫34,868.62 vs. price of ₫26,500.00 (24% below fair value)
Industry Position: 79.1% below the Capital Markets median (#623 of 797)
No single metric tells the full story. See the STC:HCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ho Chi Minh City Securities Corporation is a professional securities brokerage firm in Vietnam. It provides a comprehensive suite of financial services to institutional & private clients. The company focuses on professional investment advisory services backed by a highly recognized research team.
71GF Score
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