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StemSTEMWS 49 Cash-to-Debt is 0.11 as of Mar. 2026, which is 50% below its 10-year median of 0.22. GuruFocus rates STEMWS with a GF Score™ of 49/100. The stock has 6 warning signs investors should review. Among 448 Utilities - Independent Power Producers companies, Stem ranks worse than 67.41% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Stem's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.11.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Stemcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Stem's Cash-to-Debt or its related term are showing as below:
STEMWS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.07 Med: 0.22 Max: No Debt
Current: 0.11
During the past 7 years, Stem's highest Cash to Debt Ratio was No Debt. The lowest was 0.07. And the median was 0.22.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Stem Cash-to-Debt Related Terms
Stem Cash-to-Debt Historical Data
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The historical data trend for Stem's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STEMWS vs NXXT, AGIG, BESS: Cash-to-Debt Comparison
For the Utilities - Renewable subindustry, Stem's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Stem Cash-to-Debt vs Utilities - Independent Power Producers Industry
For the Utilities - Independent Power Producers industry and Utilities sector, Stem's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Stem's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Stem (STEMWS) has a Cash-to-Debt of 0.11 as of Mar. 2026. This is 50% below median its historical median of 0.22. Over the past decade, Stem's Cash-to-Debt has ranged from 0.07 to 10,000.00. According to the industry distribution chart, Stem ranks #302 out of 448 companies in the Utilities - Independent Power Producers industry, placing it in the top 67.4%.
Is Stem's Cash-to-Debt too high?
Stem's current Cash-to-Debt of 0.11 is 50% below median its 10-year median of 0.22. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 10,000.00. The Utilities - Independent Power Producers industry median Cash-to-Debt is 0.24. Stem's value of 0.11 is 54.2% below this industry median. Based on the distribution chart, Stem ranks #302 out of 448 companies in the Utilities - Independent Power Producers industry, which is below the industry midpoint. Overall, Stem has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Stem's Cash-to-Debt compare to NXXT and AGIG?
According to the Utilities - Independent Power Producers industry distribution chart, Stem ranks #302 out of 448 companies for Cash-to-Debt. This places Stem in the lower half of its industry. The industry median Cash-to-Debt is 0.24. Stem's value of 0.11 is 54.2% below this benchmark. Historically, Stem's own Cash-to-Debt has ranged from 0.07 to 10,000.00 over the past decade. While the company's 10-year median is 0.22 vs. the industry median of 0.24, Stem has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Utilities - Independent Power Producers company?
The median Cash-to-Debt among Utilities - Independent Power Producers companies is 0.24, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Stem's current Cash-to-Debt of 0.11 is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Utilities - Independent Power Producers industry, the median Cash-to-Debt is 0.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Stem's current Cash-to-Debt is 0.11, which is 50% below median its own 10-year median of 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Stem stock overvalued right now?
Stem (STEMWS) has a current Cash-to-Debt of 0.11. The current Cash-to-Debt is 0.11, which is 50% below median its 10-year median of 0.22 and 54.2% below the Utilities - Independent Power Producers industry median of 0.24. Stem's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Stem (STEMWS), the current Cash-to-Debt is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Stem Inc is a provider of energy storage systems. The company bundles third-party hardware with its proprietary Athena software to provide customers a turnkey solution. Stem sells its solutions to commercial and industrial customers as well as independent power producers and renewable developers. Its solutions help customers maximize renewable energy generation and help build a cleaner and more resilient grid. The Company operates as one operating segment that is focused exclusively on technology services that transform the way energy is distributed and consumed.
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