Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
TerraComTERCF -3.23% Cash-to-Debt is 0.64 as of Dec. 2025, which is 327% above its 10-year median of 0.15. The stock has 3 warning signs investors should review. Among 183 Other Energy Sources companies, TerraCom ranks worse than 65.57% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. TerraCom's cash to debt ratio for the quarter that ended in Dec. 2025 was 0.64.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, TerraComcouldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for TerraCom's Cash-to-Debt or its related term are showing as below:
TERCF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01 Med: 0.15 Max: 11.5
Current: 0.64
During the past 13 years, TerraCom's highest Cash to Debt Ratio was 11.50. The lowest was 0.01. And the median was 0.15.
TERCF's Cash-to-Debt is ranked worse than 65.57% of 183
companies
in the Other Energy Sources industry
Industry Median: 1.47
vs TERCF: 0.64
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
TerraCom Cash-to-Debt Related Terms
TerraCom Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for TerraCom's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Thermal Coal subindustry, TerraCom's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TerraCom Cash-to-Debt vs Other Energy Sources Industry
For the Other Energy Sources industry and Energy sector, TerraCom's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where TerraCom's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TerraCom (TERCF) has a Cash-to-Debt of 0.64 as of Dec. 2025. This is 327% above median its historical median of 0.15. Over the past decade, TerraCom's Cash-to-Debt has ranged from 0.01 to 11.50. According to the industry distribution chart, TerraCom ranks #120 out of 183 companies in the Other Energy Sources industry, placing it in the top 65.6%.
Is TerraCom's Cash-to-Debt too high?
TerraCom's current Cash-to-Debt of 0.64 is 327% above median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 11.50. The Other Energy Sources industry median Cash-to-Debt is 1.47. TerraCom's value of 0.64 is 56.5% below this industry median. Based on the distribution chart, TerraCom ranks #120 out of 183 companies in the Other Energy Sources industry, which is below the industry midpoint.
How does TerraCom's Cash-to-Debt compare to competitors?
According to the Other Energy Sources industry distribution chart, TerraCom ranks #120 out of 183 companies for Cash-to-Debt. This places TerraCom in the lower half of its industry. The industry median Cash-to-Debt is 1.47. TerraCom's value of 0.64 is 56.5% below this benchmark. Historically, TerraCom's own Cash-to-Debt has ranged from 0.01 to 11.50 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 1.47, TerraCom has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Other Energy Sources company?
The median Cash-to-Debt among Other Energy Sources companies is 1.47, based on 183 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TerraCom's current Cash-to-Debt of 0.64 is 56.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Other Energy Sources industry, the median Cash-to-Debt is 1.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TerraCom's current Cash-to-Debt is 0.64, which is 327% above median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TerraCom stock overvalued right now?
Based on GuruFocus' analysis, TerraCom (TERCF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.09, compared to a current price of $0.06 — trading 36.7% below its estimated fair value. The current Cash-to-Debt is 0.64, which is 327% above median its 10-year median of 0.15 and 56.5% below the Other Energy Sources industry median of 1.47. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For TerraCom (TERCF), the current Cash-to-Debt is 0.64 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TerraCom Ltd is an Australian based mining resources company. It is engaged in the development and operation of coal mines in Queensland, Australia and South Africa within the coal sectors. The Australian Business Unit comprises of one operational mine, the flagship Blair Athol Coal Mine located in Clermont, Queensland (as well as a large portfolio of exploration an evaluation assets predominantly located in Northern Galilee coal region). The South African Business Unit comprises three operating coal mines North Block Complex, New Clydesdale Colliery and Ubuntu Colliery.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TERCF has been successfully added to your 
