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Toyota MotorTOYOF -0.54%77 Cash-to-Debt is 0.30 as of Jun. 2026, which is 6% below its 10-year median of 0.32. GuruFocus rates TOYOF with a GF Score™ of 77/100 and a GF Value™ of $20.85 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,315 Vehicles & Parts companies, Toyota Motor ranks worse than 66.31% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Toyota Motor's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.30.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Toyota Motorcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Toyota Motor's Cash-to-Debt or its related term are showing as below:
TOYOF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.26 Med: 0.32 Max: 0.42
Current: 0.3
During the past 13 years, Toyota Motor's highest Cash to Debt Ratio was 0.42. The lowest was 0.26. And the median was 0.32.
TOYOF's Cash-to-Debt is ranked worse than 66.31% of 1315
companies
in the Vehicles & Parts industry
Industry Median: 0.6
vs TOYOF: 0.30
Toyota Motor (OTCPK:TOYOF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Toyota Motor Cash-to-Debt Related Terms
Toyota Motor Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Toyota Motor's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Auto Manufacturers subindustry, Toyota Motor's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toyota Motor Cash-to-Debt vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Toyota Motor's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Toyota Motor's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toyota Motor (TOYOF) has a Cash-to-Debt of 0.30 as of Jun. 2026. This is near median its historical median of 0.32. Over the past decade, Toyota Motor's Cash-to-Debt has ranged from 0.26 to 0.42. According to the industry distribution chart, Toyota Motor ranks #872 out of 1315 companies in the Vehicles & Parts industry, placing it in the top 66.3%.
Is Toyota Motor's Cash-to-Debt too high?
Toyota Motor's current Cash-to-Debt of 0.30 is near median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 0.42. The Vehicles & Parts industry median Cash-to-Debt is 0.60. Toyota Motor's value of 0.30 is 50% below this industry median. Based on the distribution chart, Toyota Motor ranks #872 out of 1315 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Toyota Motor has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Toyota Motor's Cash-to-Debt compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Toyota Motor ranks #872 out of 1315 companies for Cash-to-Debt. This places Toyota Motor in the lower half of its industry. The industry median Cash-to-Debt is 0.60. Toyota Motor's value of 0.30 is 50% below this benchmark. Historically, Toyota Motor's own Cash-to-Debt has ranged from 0.26 to 0.42 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.60, Toyota Motor has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Vehicles & Parts company?
The median Cash-to-Debt among Vehicles & Parts companies is 0.60, based on 1,315 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Toyota Motor's current Cash-to-Debt of 0.30 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toyota Motor's current Cash-to-Debt is 0.30, which is near median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toyota Motor stock overvalued right now?
Based on GuruFocus' analysis, Toyota Motor (TOYOF) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.85, compared to a current price of $18.76 — trading 10% below its estimated fair value. The current Cash-to-Debt is 0.30, which is near median its 10-year median of 0.32 and 50% below the Vehicles & Parts industry median of 0.60. Toyota Motor's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Toyota Motor (TOYOF), the current Cash-to-Debt is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toyota Motor (TOYOF) Overvalued in 2026?
Based on GuruFocus' analysis, Toyota Motor stock appears to be undervalued.
The current stock price of $18.76 is trading 10% below its estimated GF Value™ of $20.85.
GuruFocus considers Toyota Motor to be Modestly Undervalued.
Key valuation signals for TOYOF:
Cash-to-Debt: 0.30 (near median its 10-year median of 0.32)
GF Value™: $20.85 vs. price of $18.76 (10% below fair value)
Industry Position: 50% below the Vehicles & Parts median (#872 of 1315)
No single metric tells the full story. See the TOYOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1937, Toyota is one of the world's largest automakers, with 11.3 million units sold at retail in fiscal 2026, including 10.5 million across the Toyota and Lexus brands. Brands include Toyota, Lexus, Daihatsu, and truck maker Hino; market share in Japan is about 50% excluding mini-vehicles, while US share is around 14%. The firm also owns stakes in Denso, a parts supplier, about 20% of Subaru, and holds investments in many other firms, including shares of Uber Technologies, Joby Aviation, Aurora Innovation, Isuzu Motors, and about 5% in each of Mazda and Suzuki. Fiscal 2026 sales excluding financial services were JPY 46.1 trillion. Toyota also has a financing arm and manufactures homes and boats.
77GF Score
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