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UNITE GroupUTGPF 52 Cash-to-Debt is 0.03 as of Jun. 2026, which is 67% below its 10-year median of 0.09. GuruFocus rates UTGPF with a GF Score™ of 52/100 and a GF Value™ of $11.39. The stock has 6 warning signs investors should review. Among 846 REITs companies, UNITE Group ranks worse than 74.23% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. UNITE Group's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.03.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, UNITE Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for UNITE Group's Cash-to-Debt or its related term are showing as below:
UTGPF'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.09 Max: 0.36
Current: 0.03
During the past 13 years, UNITE Group's highest Cash to Debt Ratio was 0.36. The lowest was 0.03. And the median was 0.09.
UTGPF's Cash-to-Debt is ranked worse than 74.23% of 846
companies
in the REITs industry
Industry Median: 0.08
vs UTGPF: 0.03
UNITE Group (OTCPK:UTGPF) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
UNITE Group Cash-to-Debt Related Terms
UNITE Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for UNITE Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the REIT - Diversified subindustry, UNITE Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UNITE Group Cash-to-Debt vs REITs Industry
For the REITs industry and Real Estate sector, UNITE Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where UNITE Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UNITE Group (UTGPF) has a Cash-to-Debt of 0.03 as of Jun. 2026. This is 67% below median its historical median of 0.09. Over the past decade, UNITE Group's Cash-to-Debt has ranged from 0.03 to 0.36. According to the industry distribution chart, UNITE Group ranks #628 out of 846 companies in the REITs industry, placing it in the top 74.2%.
Is UNITE Group's Cash-to-Debt too high?
UNITE Group's current Cash-to-Debt of 0.03 is 67% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.36. The REITs industry median Cash-to-Debt is 0.08. UNITE Group's value of 0.03 is 62.5% below this industry median. Based on the distribution chart, UNITE Group ranks #628 out of 846 companies in the REITs industry, which is below the industry midpoint. Overall, UNITE Group has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does UNITE Group's Cash-to-Debt compare to VICI and WPC?
According to the REITs industry distribution chart, UNITE Group ranks #628 out of 846 companies for Cash-to-Debt. This places UNITE Group in the lower half of its industry. The industry median Cash-to-Debt is 0.08. UNITE Group's value of 0.03 is 62.5% below this benchmark. Historically, UNITE Group's own Cash-to-Debt has ranged from 0.03 to 0.36 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.08, UNITE Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a REITs company?
The median Cash-to-Debt among REITs companies is 0.08, based on 846 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UNITE Group's current Cash-to-Debt of 0.03 is 62.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Cash-to-Debt is 0.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UNITE Group's current Cash-to-Debt is 0.03, which is 67% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UNITE Group stock overvalued right now?
UNITE Group (UTGPF) has a current Cash-to-Debt of 0.03. The stock's GF Value™ is $11.39, compared to a current price of $6.35 — trading 44.2% below its estimated fair value. The current Cash-to-Debt is 0.03, which is 67% below median its 10-year median of 0.09 and 62.5% below the REITs industry median of 0.08. UNITE Group's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For UNITE Group (UTGPF), the current Cash-to-Debt is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UNITE Group (UTGPF) Overvalued in 2026?
Based on GuruFocus' analysis, UNITE Group stock appears to be undervalued.
The current stock price of $6.35 is trading 44.2% below its estimated GF Value™ of $11.39.
Key valuation signals for UTGPF:
Cash-to-Debt: 0.03 (67% below median its 10-year median of 0.09)
GF Value™: $11.39 vs. price of $6.35 (44.2% below fair value)
Industry Position: 62.5% below the REITs median (#628 of 846)
No single metric tells the full story. See the UTGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UNITE Group PLC is a real estate company engaged in the management, acquisition, and development of student accommodation properties. The Group's operations mainly generate rental income and asset management fees from properties owned directly or through joint ventures, while its property activities focus on the acquisition and development of real estate assets. The business is organised into two reportable segments: Operations, which manages rental properties and earns rental income and management fees, and Property, which undertakes property acquisition and development. The Group's properties are located exclusively in the United Kingdom.
52GF Score
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