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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
VinFast AutoVFS -0.16%40 Cash-to-Debt is 0.09 as of Mar. 2026, which is 125% above its 10-year median of 0.04. GuruFocus rates VFS with a GF Score™ of 40/100 and a GF Value™ of $12.70 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,313 Vehicles & Parts companies, VinFast Auto ranks worse than 86.98% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. VinFast Auto's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.09.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, VinFast Autocouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for VinFast Auto's Cash-to-Debt or its related term are showing as below:
VFS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.02 Med: 0.04 Max: 0.2
Current: 0.09
During the past 6 years, VinFast Auto's highest Cash to Debt Ratio was 0.20. The lowest was 0.02. And the median was 0.04.
VFS's Cash-to-Debt is ranked worse than 86.98% of 1313
companies
in the Vehicles & Parts industry
Industry Median: 0.6
vs VFS: 0.09
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
VinFast Auto Cash-to-Debt Related Terms
VinFast Auto Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for VinFast Auto's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Auto Manufacturers subindustry, VinFast Auto's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
VinFast Auto Cash-to-Debt vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, VinFast Auto's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where VinFast Auto's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
VinFast Auto (VFS) has a Cash-to-Debt of 0.09 as of Mar. 2026. This is 125% above median its historical median of 0.04. Over the past decade, VinFast Auto's Cash-to-Debt has ranged from 0.02 to 0.20. According to the industry distribution chart, VinFast Auto ranks #1142 out of 1313 companies in the Vehicles & Parts industry, placing it in the top 87%.
Is VinFast Auto's Cash-to-Debt too high?
VinFast Auto's current Cash-to-Debt of 0.09 is 125% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.20. The Vehicles & Parts industry median Cash-to-Debt is 0.60. VinFast Auto's value of 0.09 is 85% below this industry median. Based on the distribution chart, VinFast Auto ranks #1142 out of 1313 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, VinFast Auto has a GF Score™ of 40/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does VinFast Auto's Cash-to-Debt compare to LCID and NIO?
According to the Vehicles & Parts industry distribution chart, VinFast Auto ranks #1142 out of 1313 companies for Cash-to-Debt. This places VinFast Auto in the lower half of its industry. The industry median Cash-to-Debt is 0.60. VinFast Auto's value of 0.09 is 85% below this benchmark. Historically, VinFast Auto's own Cash-to-Debt has ranged from 0.02 to 0.20 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.60, VinFast Auto has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Vehicles & Parts company?
The median Cash-to-Debt among Vehicles & Parts companies is 0.60, based on 1,313 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. VinFast Auto's current Cash-to-Debt of 0.09 is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Vehicles & Parts industry, the median Cash-to-Debt is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. VinFast Auto's current Cash-to-Debt is 0.09, which is 125% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is VinFast Auto stock overvalued right now?
Based on GuruFocus' analysis, VinFast Auto (VFS) is currently considered Possible Value Trap. The stock's GF Value™ is $12.70, compared to a current price of $3.11 — trading 75.6% below its estimated fair value. The current Cash-to-Debt is 0.09, which is 125% above median its 10-year median of 0.04 and 85% below the Vehicles & Parts industry median of 0.60. VinFast Auto's overall GF Score™ is 40/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For VinFast Auto (VFS), the current Cash-to-Debt is 0.09 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is VinFast Auto (VFS) Overvalued in 2026?
Based on GuruFocus' analysis, VinFast Auto stock appears to be undervalued.
The current stock price of $3.11 is trading 75.6% below its estimated GF Value™ of $12.70.
GuruFocus considers VinFast Auto to be Possible Value Trap.
Key valuation signals for VFS:
Cash-to-Debt: 0.09 (125% above median its 10-year median of 0.04)
GF Value™: $12.70 vs. price of $3.11 (75.6% below fair value)
Industry Position: 85% below the Vehicles & Parts median (#1142 of 1313)
No single metric tells the full story. See the VFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
VinFast Auto Ltd manufactures cars, and motor vehicles, renders leasing activities, trades smartphones, and related businesses. The company is engaged in designing and manufacturing premium EVs, e-scooters, and e-buses. The company's initial EV product line is an all-new range of fully electric A- through E-segment SUVs. The Company has three reportable segments, namely Car, E-scooter and Ebus. The Car segment includes the design, development, manufacturing and sales of cars and related battery lease and battery charging services for cars. The E-scooter segment includes the design, development, manufacturing and sales of e-scooters and related battery lease and battery charging service for e-scooters. The Ebus segment includes the design, development, manufacturing and sales of Ebus.
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