Bancontander Chile (XSGO:BSANTANDER) Cash-to-Debt : 0.47 (As of Dec. 2023)

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What is Bancontander Chile Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Bancontander Chile's cash to debt ratio for the quarter that ended in Dec. 2023 was 0.47.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Bancontander Chile couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2023.

The historical rank and industry rank for Bancontander Chile's Cash-to-Debt or its related term are showing as below:

XSGO:BSANTANDER' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.26 Med: 0.35 Max: 0.51
Current: 0.47

During the past 13 years, Bancontander Chile's highest Cash to Debt Ratio was 0.51. The lowest was 0.26. And the median was 0.35.

XSGO:BSANTANDER's Cash-to-Debt is ranked worse than
75.07% of 1436 companies
in the Banks industry
Industry Median: 1.275 vs XSGO:BSANTANDER: 0.47

Bancontander Chile Cash-to-Debt Historical Data

The historical data trend for Bancontander Chile's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Bancontander Chile Cash-to-Debt Chart

Bancontander Chile Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Cash-to-Debt

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0.31

0.26

0.51

0.50

0.47

Bancontander Chile Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Cash-to-Debt	Get a 7-Day Free Trial															0.50	0.39	0.28	0.38	0.47

Competitive Comparison of Bancontander Chile's Cash-to-Debt

For the Banks - Regional subindustry, Bancontander Chile's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bancontander Chile's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bancontander Chile's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Bancontander Chile's Cash-to-Debt falls into.

Bancontander Chile Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Bancontander Chile's Cash to Debt Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5775525	/	(20716	+	12402477)
	=	0.46

Bancontander Chile's Cash to Debt Ratio for the quarter that ended in Dec. 2023 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5775525	/	(20716	+	12402477)
	=	0.46

Bancontander Chile (XSGO:BSANTANDER) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Bancontander Chile Cash-to-Debt Related Terms

Thank you for viewing the detailed overview of Bancontander Chile's Cash-to-Debt provided by GuruFocus.com. Please click on the following links to see related term pages.

Bancontander Chile (XSGO:BSANTANDER) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Banco Santander Chile (XSGO:BSANTANDER) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

BSAC:USA BSA:Germany B1SA34:Brazil

Address

Bandera 140, 20th Floor, Santiago, CHL

Website

https://www.santander.cl

Founded in 1978, Banco Santander Chile is part of the Santander group and majority controlled by Santander Spain. Banco Santander is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgage, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-sized companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country LATAM Chile.

Bancontander Chile (XSGO:BSANTANDER) Headlines

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