CEWE Stiftung KGaAXSWX:CWC 76 Cash-to-Debt is 2.27 as of Mar. 2026, which is 54% above its 10-year median of 1.47. GuruFocus rates XSWX:CWC with a GF Score™ of 76/100 and a GF Value™ of CHF133.39. The stock has 3 warning signs investors should review. Among 97 Personal Services companies, CEWE Stiftung KGaA ranks better than 72.16% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. CEWE Stiftung KGaA's cash to debt ratio for the quarter that ended in Mar. 2026 was 2.27.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, CEWE Stiftung KGaAcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for CEWE Stiftung KGaA's Cash-to-Debt or its related term are showing as below:
XSWX:CWC'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.24 Med: 1.47 Max: No Debt
Current: 2.27
During the past 13 years, CEWE Stiftung KGaA's highest Cash to Debt Ratio was No Debt. The lowest was 0.24. And the median was 1.47.
XSWX:CWC's Cash-to-Debt is ranked better than 72.16% of 97
companies
in the Personal Services industry
Industry Median: 0.52
vs XSWX:CWC: 2.27
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
CEWE Stiftung KGaA Cash-to-Debt Related Terms
CEWE Stiftung KGaA Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for CEWE Stiftung KGaA's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:CWC vs ROL, SCI, HRB: Cash-to-Debt Comparison
For the Personal Services subindustry, CEWE Stiftung KGaA's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CEWE Stiftung KGaA Cash-to-Debt vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, CEWE Stiftung KGaA's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where CEWE Stiftung KGaA's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CEWE Stiftung KGaA (XSWX:CWC) has a Cash-to-Debt of 2.27 as of Mar. 2026. This is 54% above median its historical median of 1.47. Over the past decade, CEWE Stiftung KGaA's Cash-to-Debt has ranged from 0.24 to 10,000.00. According to the industry distribution chart, CEWE Stiftung KGaA ranks #27 out of 97 companies in the Personal Services industry, placing it in the top 27.8%.
Is CEWE Stiftung KGaA's Cash-to-Debt too high?
CEWE Stiftung KGaA's current Cash-to-Debt of 2.27 is 54% above median its 10-year median of 1.47. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 10,000.00. The Personal Services industry median Cash-to-Debt is 0.52. CEWE Stiftung KGaA's value of 2.27 is 336.5% above this industry median. Based on the distribution chart, CEWE Stiftung KGaA ranks #27 out of 97 companies in the Personal Services industry, which is above the industry midpoint. Overall, CEWE Stiftung KGaA has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does CEWE Stiftung KGaA's Cash-to-Debt compare to ROL and SCI?
According to the Personal Services industry distribution chart, CEWE Stiftung KGaA ranks #27 out of 97 companies for Cash-to-Debt. This puts CEWE Stiftung KGaA in the upper half of its industry. The industry median Cash-to-Debt is 0.52. CEWE Stiftung KGaA's value of 2.27 is 336.5% above this benchmark. Historically, CEWE Stiftung KGaA's own Cash-to-Debt has ranged from 0.24 to 10,000.00 over the past decade. While the company's 10-year median is 1.47 vs. the industry median of 0.52, CEWE Stiftung KGaA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Personal Services company?
The median Cash-to-Debt among Personal Services companies is 0.52, based on 97 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CEWE Stiftung KGaA's current Cash-to-Debt of 2.27 is 336.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Personal Services industry, the median Cash-to-Debt is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CEWE Stiftung KGaA's current Cash-to-Debt is 2.27, which is 54% above median its own 10-year median of 1.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CEWE Stiftung KGaA stock overvalued right now?
CEWE Stiftung KGaA (XSWX:CWC) has a current Cash-to-Debt of 2.27. The stock's GF Value™ is CHF133.39, compared to a current price of CHF88.40 — trading 33.7% below its estimated fair value. The current Cash-to-Debt is 2.27, which is 54% above median its 10-year median of 1.47 and 336.5% above the Personal Services industry median of 0.52. CEWE Stiftung KGaA's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For CEWE Stiftung KGaA (XSWX:CWC), the current Cash-to-Debt is 2.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CEWE Stiftung KGaA (XSWX:CWC) Overvalued in 2026?
Based on GuruFocus' analysis, CEWE Stiftung KGaA stock appears to be undervalued.
The current stock price of CHF88.40 is trading 33.7% below its estimated GF Value™ of CHF133.39.
Key valuation signals for XSWX:CWC:
Cash-to-Debt: 2.27 (54% above median its 10-year median of 1.47)
GF Value™: CHF133.39 vs. price of CHF88.40 (33.7% below fair value)
Industry Position: 336.5% above the Personal Services median (#27 of 97)
No single metric tells the full story. See the XSWX:CWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CEWE Stiftung & Co KGaA is a German-based company which provides photo service, photo retail business, and commercial online printing. The company operates a business through three segments through photofinishing, retail, and commercial online printing. Its Photofinishing segment works on the printing of photos of analogue or digital origin. Retail unit trades photo hardware and photo products to end consumers using various brands such as Fotojoker, Fotolab and Japan Photo, among others. The Online Printing unit operates through online printing portals, such as www.cewe-print.de and others. The company derives it's majority of the revenue from photofinishing activity in Germany.
76GF Score
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